Trip Protection and Cancellation - International

For most people planning the details for a cruise, honeymoon or dream vacation is part of the fun.  Anticipation of the trip is usually on our minds as we pay the nonrefundable deposits for airfare, tours and accommodations.  One detail that is often overlooked is what will happen to those deposits and prepaid trip expenses if you are unable to depart or have to come home early.  Trip cancellation insurance protects the covered expenses in case of many unforeseen circumstances.  For a fraction of the trip cost you can alleviate the risk of losing money if something unforeseen gets in the way.  You may have skipped this coverage before but if you're paying out a lot of money upfront for an organized tour or airfare, if you have questionable health, or if you have a loved one at home in poor health, it's probably a good idea to get this coverage.  Safe Travels Trip Protection Plans cover the nonrefundable financial penalties or losses you incur when you cancel a prepaid tour or flight for an unforeseen reason.  Some of our plans even cover if you have to cancel due to the death of a pet.

Please note this is not a definitive list and you would need to check your documents to ensure your reason for cancellation is covered.

  1.  You, your travel partner, or family member can't travel because of sickness, death, layoff, or other acceptable listed reasons.
  2.  Your tour company or airline goes out of business or can't perform as promised.
  3.  A terrorist attack in a city listed in your itinerary.
  4.  You miss a connecting flight for a reason outside your control.

Trip Cancellation insurance can be used whether you're on an organized tour or cruise or traveling independently (in which case, only the prepaid expenses — such as your flight and any nonrefundable hotel reservations — are covered).  Note the difference:  Trip cancellation is when you don't go on your trip at all.  Trip interruption is when you begin a journey but have to cut it short; in this case, you'll be reimbursed only for the portion of the trip that you didn't complete. .  

It's smart to buy your insurance within a week of the date you make the first payment on your trip, however, you can purchase the cancellation plan up until the day before you leave.

Please review the specific coverage details for each of the plans available.

Available to US Citizens and US Residents of all ages. This plan covers: $150-$10,000 for Trip Cancellation, Trip Interruption, Trip Delay, Baggage Delay Covers Emergency Evacuation& Repatriation, Airline Ticket Change Fee, Missed Connections. It offers a Pre-Existing condition waiver when purchased within 14 days of your initial deposit. Rates are based on insured trip costs. See plan preview for details. Not available in NY, MT, HI, NM.

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Covers US CITIZENS/US RESIDENTS ONLY for Trips within the USA and Abroad Trip Cancellation: Up to a Maximum of $30,000. Maximum Trip Length 90 Days Trip Interruption 150% of Trip Cost Limit Trip Delay Minimum Delay 12 hours; Maximum Limit $600 ($200 per day) Missed Connection (Cruise and Tour Departures) Minimum Delay 3 hours; Maximum Limit $500 Emergency Accident & Sickness Medical Expense $75,000 Medical Evacuation / Repatriation $350,000 Lost Baggage / Personal Effects Maximum $1,000 Baggage Delay (12 hours Outward Journey) Minimum Delay 12 hours; Maximum Limit $200 24-Hour AD&D $10,000 Common Carrier AD&D $25,000 Travel Assistance Services Included Optional: Flight Accident Per Trip $100,000, $250,000, or $500,000 Optional: Collision Damage Waiver $35,000 Not available in NY, MT, HI, NM. Some Optional Coverages are not available in some states.

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Covers US CITIZENS/US RESIDENTS ONLY for Trips within the USA and Abroad Trip Cancellation: Up to a Maximum of $50,000. ($30,000 age 81 and up) Maximum Trip Length 90 Days Trip Interruption 150% of Trip Cost Limit Trip Delay Minimum Delay 12 hours; Maximum Limit $1,000 ($200 per day) Missed Connection (Cruise and Tour Departures) Minimum Delay 3 hours; Maximum Limit $1,000 Emergency Accident & Sickness Medical Expense (secondary coverage) $150,000 Medical Evacuation / Repatriation $1,000,000 Baggage / Personal Effects Maximum $2,000 Baggage Delay (12 hours – Outward Journey) Minimum Delay 12 hours; Maximum Limit $400 24-Hour AD&D $10,000 Common Carrier AD&D $25,000 Travel Assistance Services Included Property Damage $5,000 Optional: Baggage/Personal Effects Upgrade $5,000; per item limit $1,000 $10,000; per item limit $2,500 Optional: Flight Accident Per Trip $100,000, $250,000, or $500,000 Optional: Collision Damage Waiver $50,000 Optional: Cancel for Any Reason Up to 75% of Non-Refundable Trip Cost Optional: Pet Coverage - Cancel for pet death or cover travel Veterinary medical up to $250 and return option - Not available in WA Not available in NY, MT, HI, NM. Optional Coverage may not be available in some states.

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Safe Travels USA Trip Protection is a trip cancellation, interruption and travel delay plan for anyone up to age 79 traveling to the USA and and or worldwide/USA for 5 days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. Covered en-route to and in countries while on the way to the USA or the way home as well as countries on the itinerary. Not available to US Citizens.

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Safe Travels Multinational Trip Protection is a trip cancellation, interruption and travel delay plan for any Non US Citizens up to age 79, traveling outside their home country (and not coming to the USA) for 5 days up to a maximum of 180 days. Rates are based on insured trip amount, age, and medical plan maximum. Maximum trip amount is $25,000. This plan is not available to US Citizens.

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