Choosing Your Pathway: A Guide to Our New Travel Insurance Plans

Introducing Pathways Collection Travel Insurance – wherever you're headed, there's a Pathway for you. Learn about the plans and features offered in these robust travel plans tailored to U.S. residents travel itineraries.

Travel is an investment in experience—and sometimes, that investment needs protection. At Trawick International, we understand that every journey is different. That’s why we created the Pathway Collection: four new travel insurance plans designed to match the unique needs of today’s travelers.

Whether you're booking a luxury international trip, planning a family vacation, or heading out for a solo adventure, the Pathway plans offer flexible coverage and thoughtful extras to help you travel smarter.

What Is the Pathway Collection?

The Pathway Collection includes four plans: Premium, Plus, Essential, and Domestic. Each is designed with different coverage levels, trip types, and traveler priorities in mind. Plan pricing is based on age and overall trip cost. Here’s a closer look:


Pathway Premium

Pathway Premium

Our most comprehensive plan, Premium offers the highest coverage limits for trip cancellation, interruption, emergency medical, and evacuation. It’s ideal for travelers making large upfront investments or visiting destinations where medical care may be costly.

Best for: International cruises, bucket-list trips, or travelers who want maximum flexibility and security.

Availability: only available to U.S. Residents

Bonus: Optional Cancel For Any Reason (CFAR), Interruption For Any Reason (IFAR), and Adventure/Extreme Sports coverage!


Plus (1)

Pathway Plus

Pathway Plus, a mid-level plan provides strong protection for both trip costs and medical emergencies, with the added benefit of a pre-existing condition waiver (if purchased within the required timeframe).

Best for: Families, group travel, or travelers with medical conditions who want enhanced benefits without the premium price tag.

Availability: Only available to U.S. Residents.

Bonus: Optional Adventure/Extreme Sports add-on.



Essential (1)

Pathway Essential

Essential was designed for budget-conscious travelers, this plan includes core benefits like trip cancellation, emergency medical, and evacuation, the essentials—at a lower price point.

Best for: Solo travelers, students, or anyone looking for essential coverage without extras they won’t use.

Availability: Only available to U.S. Residents.

Bonus: Add Adventure/Extreme Sports coverage if needed.


Domestic (1)

Pathway Domestic

For trips that don’t take you out of the country, Pathway Domestic focuses on protecting your travel investment. It includes trip cancellation/interruption and delay coverage, but excludes medical benefits, assuming you’re covered by your U.S. health plan.

Best for: Road trips, in-state family visits, or domestic getaways.

Availability: Only available U.S. Residents while traveling within the 50 United States.

Note: This is the only Pathway plan without medical coverage.


Included with Every Plan

All Pathways Collection travel insurance plans include perks designed to make your journey smoother from the start, giving you added value before your trip even begins.

No matter which Pathway you choose, every plan includes these travel-friendly extras:

  • Traveler Lounge Pass: If your flight is delayed more than two hours, gain access to an airport lounge to wait in comfort—no membership required.
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How to Choose the Right Plan

Not sure which Pathway is right for you? Ask yourself a few key questions:

  • What kind of trip are you taking? Big international vacation? Pathway Premium might be your best bet. Just hopping across the U.S.? Pathway Domestic has you covered.
  • Do you need flexibility? If you want the option to cancel for any reason, you’ll want a plan like Pathway Premium that offers that as an add-on.
  • Are you doing anything adventurous?
    Skiing, scuba diving, or ziplining? Add the Adventure/Extreme Sports rider to Premium, Plus, or Essential.
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Ready to Protect Your Next Trip?

With Trawick International’s Pathway Collection, choosing the right travel insurance has never been easier. Each plan is built to offer protection, convenience, and peace of mind—so you can focus on the experience ahead.