Indian Parents Visiting USA Insurance

When your son or daughter choose to work or study in the USA, visiting them allows you to experience the USA in a unique and fascinating way.

Sometimes travel in a new country can take a toll on your health and there is also the possibility of an accident or sickness especially for older people with pre-existing health conditions. Your current health insurance policy may not cover you in these circumstances and is unlikely to consider the particular health care system in the USA where medical treatment is on a “fee for service” basis meaning regardless of the treatment, the person getting the treatment must pay for it - whether they are a visitor or US Citizen. Therefore, comprehensive health care insurance is an essential investment for your trip. Purchasing travel medical insurance specifically for a trip is responsible and worthwhile. Choosing a USA-aware insurance policy also makes for easier management and billing.

Can I travel to the USA without travel medical insurance?

You can, of course, travel to the USA from India without medical insurance however the cost of medical treatment in the US is often extremely prohibitive for both citizens and visitors. Even if you are in good health, it is not worth the risk of spending thousands of dollars for an unexpected treatment you may require. Purchasing comprehensive insurance for Indian parents can remove the potential burden of an unexpected medical expense for you or your children. It is by no means an unnecessary expense and can save you money, time, as well as emotional and physical stress.

Do I need insurance for a short trip?

When traveling to the USA from India to for a short visit to see your son or daughter, you may think that you do not need medical insurance. It is wise to purchase insurance on the off chance that you require medical treatment in the USA. We encourage anyone visiting the USA to purchase health insurance to cover the entirety of their trip no matter the length of the visit.

Our USA medical insurance policies

We offer a range of medical insurance plans that will provide you with the best coverage as well as peace of mind when you leave India to visit your family in the USA. All of our plans cover your unexpected medical needs in the USA, in countries while on your way to the USA, and on your way home, as well as other countries listed on your itinerary. The plans offer up to $100,000 of medical expense coverage for ages 0-79 and $50,000 up to age 89. You can view detailed information about all of our policies here, but below is a brief outline of each.

Safe Travels USA

This accident and sickness medical plan for your trip to the USA can cover you for 5 to 364 days. This plan includes coverage for a wellness visit, doctor and urgent care visits, emergency medical/hospitalization as well as other things like political evacuation, repatriation of remains, local burial, trip interruption, and accidental death and dismemberment. The plan also covers an “unexpected recurrence” of a pre-existing medical condition. This plan covers COVID the same as any other sickness.

Safe Travels USA

Safe Travels USA Cost Saver

This accident and sickness medical plan for your trip to the USA can cover you for 5 to 364 days. This plan includes coverage for a wellness visit, doctor and urgent care visits, emergency medical/hospitalization as well as other things like political evacuation, repatriation of remains, local burial, trip interruption, and accidental death and dismemberment. The plan also covers an “unexpected recurrence” of a pre-existing medical condition. This plan does not cover COVID.

Safe Travels USA Cost Saver

Safe Travels USA Comprehensive

This comprehensive accident and sickness medical plan can cover you for 5 to 364 days. This plan includes coverage for a wellness visit, doctor and urgent care visits, emergency medical/hospitalization as well as other things like political evacuation, repatriation of remains, local burial, trip interruption, and accidental death and dismemberment. The plan also covers more coverage for an “acute onset” of a pre-existing condition - one that requires urgent treatment, usually within 24 hours. This plan covers COVID.

Safe Travels USA Comprehensive

Safe Travels Elite

This lowest cost travel medical plan offers limited benefits for your trip to the USA can cover you for 5 to 364 days. This plan includes limited coverage for doctor and urgent care visits, emergency medical/hospitalization, surgery and other unexpected events at a set benefit amount. It also covers political evacuation, repatriation of remains, local burial, and accidental death and dismemberment. The plan also covers an “acute onset” of a pre-existing medical condition. This plan covers COVID-19.

Safe Travels Elite

Over one million Indian people travel to the USA yearly. Ensure you are prepared for the unexpected with a Safe Travels Indian Parents visiting USA insurance. Enjoy your trip!