Whether you're visiting family, sightseeing, or traveling for an extended stay in the United States, our Fixed Benefit travel medical plans provide affordable protection for unexpected medical expenses. Choose the plan that best fits your budget, coverage needs, and travel style. All three plans are designed for non-U.S. residents visiting the USA and include coverage for eligible COVID related illnesses treated the same as any other covered sickness.

Safe Travels Elite

Reliable protection with multiple coverage levels

Safe Travels Elite is an affordable fixed benefit plan that helps cover eligible medical expenses resulting from unexpected accidents and illnesses during your trip to the USA. With several plan options and policy maximums available, travelers can select a level of coverage that aligns with both their budget and healthcare needs.

  • Policy maximum options from $25,000 to $175,000 depending on the selected plan.
  • Coverage for unexpected accidents and illnesses while visiting the United States.
  • Acute onset of pre-existing conditions covered for eligible travelers, with age-based limitations.
  • Coverage available for travelers up to age 89.
  • Cost-effective option for visitors seeking essential medical protection.

Best for: Budget-conscious travelers who want dependable protection and flexible coverage options during their stay in the USA.

Safe Travels Elite PPO

Enhanced access through the UnitedHealthcare PPO Network

Safe Travels Elite PPO offers the benefits of a fixed benefit plan combined with access to the UnitedHealthcare PPO Network, one of the largest provider networks in the country. Travelers can enjoy a broader selection of participating doctors, urgent care centers, and hospitals while receiving scheduled benefits for covered medical expenses.

Highlights

  • Access to the UnitedHealthcare PPO Network.
  • Policy maximum options from $25,000 to $175,000.
  • Multiple deductible choices available.
  • Coverage for eligible COVID-19-related illnesses as any other sickness.
  • Acute onset of pre-existing conditions coverage for eligible travelers.
  • Includes benefits for hospitalization, physician visits, prescriptions, ambulance services, and emergency medical evacuation.

Best for: Visitors who want the affordability of a fixed benefit plan while gaining access to a large nationwide PPO provider network.

Safe Travels Advantage

Affordable coverage with strong pre-existing condition benefits

Safe Travels Advantage is designed for travelers seeking economical medical coverage with enhanced benefits for acute onset of pre-existing conditions. Like Safe Travels Elite, it offers scheduled benefits for covered medical expenses, but may be particularly attractive for older travelers due to its broader acute onset coverage provisions.

Highlights

  • Policy maximum options from $25,000 to $150,000.
  • Acute onset of pre-existing conditions covered up to the policy maximum for eligible travelers through age 89, subject to policy terms and conditions.
  • Available for travelers up to age 89.
  • Coverage available for trips from 5 days up to 365 days.
  • Includes benefits for hospitalization, physician services, emergency medical transportation, and other covered medical expenses.

Best for: Visitors seeking affordable medical coverage with expanded protection for acute onset of pre-existing conditions.

Which Plan Is Right for You?

  • Choose Safe Travels Elite for affordable, flexible coverage with multiple benefit levels.
  • Choose Safe Travels Elite PPO for access to the UnitedHealthcare PPO Network and convenient provider options.
  • Choose Safe Travels Advantage if pre-existing condition coverage is a top priority.

No matter which plan you choose, you'll have access to valuable medical protection designed specifically for visitors traveling to the United States.

Safe Travels Elite

Provides limited benefit coverage to non-US citizens who reside outside the USA and are traveling outside of their home country to visit solely the United States, or to visit a combination of the United States and then other countries worldwide (certain countries, including OFAC countries, may be restricted at different times). The Insured must arrive in the USA before traveling to other countries. This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date. COVID-19, SARS-CoV-2 are covered and treated as any other sickness. Deductibles vary by plan. See Plan Summary for details.
  • This is a LIMITED BENEFIT PLAN where the maximum amount paid to the provider is listed on the plan
  • Accident and Sickness Medical Policy Maximum Choices $25,000, $50,000, $75,000, $100,000, $175,000
  • Deductibles - $0, $50, $100 for Ages 0-69 /$100 or $200 for Ages 70-89
  • COVID, SARS-CoV-2 are covered and treated as any other sickness
  • ACUTE ONSET OF A PRE-EXISTING CONDITION up to the policy maximum for ages 0-69, up to $25,000 for ages 70-79 and up to $15,000 Ages 80-89
  • Cardiac Conditions or Stroke are limited to $25,000 for Ages 0-69 and $15,000 Ages 70-89
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
  • EXAMPLES OF PER INCIDENT LIMITED BENEFITS (varies- view plan details for a complete list of limits)
  • Hospital Room and Board Expenses $1,400 -$3,000 per day to a maximum of 30 days
  • Physician's Surgical Treatment $3,500 - $7,500 per Incident
  • Physician’s Non-Surgical Visits/Urgent Care $55 - $130 per visit/1 per day /30 visits per Policy Period
  • Outpatient Surgical Facility $1,000 - $1,400 per Incident
  • Diagnostic X-rays and Lab Services $450 - $1,000 per Incident
  • Ambulance Service Benefits $500 - $750 per Incident
  • Wellness Visit - covered up to $125 (restrictions apply)
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.
  • For non U.S. residents and non U.S. citizens, traveling to the USA (50 states) or USA and then other countries
  • For ages 14 days to 89 years.
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days total
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • Rates are based on age, policy maximum and deductible and coverage ends at age 90
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Safe Travels Advantage

Provides limited benefit coverage to non-US citizens who reside outside the USA and are traveling outside of their home country to visit solely the United States, or to visit a combination of the United States and then other countries worldwide (certain countries, including OFAC countries, may be restricted at different times). The Insured must arrive in the USA before traveling to other countries. This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date. COVID-19, SARS-CoV-2 are covered and treated as any other sickness. Extendable for up to 364 days total. See Plan Summary for details.
  • This is a LIMITED BENEFIT PLAN where the maximum amount paid to the provider is listed on the plan
  • Accident and Sickness Medical Policy Maximum Choices $25,000, $50,000, $75,000, $100,000, $175,000
  • ACUTE ONSET OF A PRE-EXISTING CONDITION up to the policy maximum for ages 0-69, up to $25,000 for ages 70-79 and up to $15,000 Ages 80-89
  • COVID, SARS-CoV-2 are covered and treated as any other sickness
  • Deductible $0
  • Coinsurance per Period of Insurance - 80%
  • Out of Pocket Maximum per Period of Insurance -$5,000 (Ineligible Charges do not count towards the Out-of-Pocket Maximum)
  • Cardiac Conditions or Stroke are limited to $25,000 for Ages 0-69 and $15,000 Ages 70-89
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
  • EXAMPLES OF PER INCIDENT LIMITED BENEFITS (varies- view plan details for a complete list of limits)
  • Hospital Room and Board Expenses $1,400 -$3,000 per day to a maximum of 30 days
  • Physician's Surgical Treatment $3,500 - $7,500 per Incident
  • Physician’s Non-Surgical Visits/Urgent Care $55 - $130 per visit/1 per day /30 visits per Policy Period
  • Outpatient Surgical Facility $1,000 - $1,400 per Incident
  • Diagnostic X-rays and Lab Services $450 - $1,000 per Incident
  • Ambulance Service Benefits $500 - $750 per Incident
  • Wellness Visit - covered up to $125 (restrictions apply)
  • Pre-Certification Required
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.
  • For non U.S. residents and non U.S. citizens, traveling to the USA (50 states) or to the USA and then other countries
  • To be eligible, you must first arrive in the USA and then travel to other countries
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • For ages 14 days to 89 years.
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days total
  • Rates are based on age, policy maximum and deductible and coverage ends at age 90
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Safe Travels Elite PPO

Provides limited benefit coverage to non-US citizens who reside outside the USA and are traveling outside of their home country to visit solely the United States, or to visit a combination of the United States and then other countries worldwide (certain countries, including OFAC countries, may be restricted at different times). The Insured must arrive in the USA before traveling to other countries. This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date. COVID, SARS-CoV-2 are covered and treated as any other sickness. Deductibles vary by plan. See Plan Summary for details.
  • This is a LIMITED BENEFIT UHC NETWORK PPO PLAN where the maximum amount paid is listed on the plan
  • Accident and Sickness Medical Policy Maximum Choices $25,000, $50,000, $75,000, $100,000, $175,000
  • Deductibles - $0, $50, $100 for Ages 0-69 /$100 or $200 for Ages 70-89
  • COVID, SARS-CoV-2 are covered and treated as any other sickness
  • ACUTE ONSET OF A PRE-EXISTING CONDITION up to the policy maximum for ages 0-69, up to $25,000 for ages 70-79 and up to $15,000 Ages 80-89
  • Cardiac Conditions or Stroke are limited to $25,000 for Ages 0-69 and $15,000 Ages 70-89
  • Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
  • EXAMPLES OF PER INCIDENT LIMITED BENEFITS (varies- view plan details for a complete list of limits)
  • Hospital Room and Board Expenses $1,400 -$3,000 per day to a maximum of 30 days
  • Physician's Surgical Treatment $3,500 - $7,500 per Incident
  • Physician’s Non-Surgical Visits/Urgent Care $55 - $130 per visit/1 per day /30 visits per Policy Period
  • Outpatient Surgical Facility $1,000 - $1,400 per Incident
  • Diagnostic X-rays and Lab Services $450 - $1,000 per Incident
  • Ambulance Service Benefits $500 - $750 per Incident
  • Wellness Visit - covered up to $125 (restrictions apply)
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.
  • For non U.S. residents and non U.S. citizens, traveling to the USA (50 states) or USA and then other countries
  • For ages 14 days to 89 years.
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days total
  • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
  • Rates are based on age, policy maximum and deductible and coverage ends at age 90
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

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