US Travel Insurance for Non-US Citizens

The USA offers the best healthcare in the world, but without insurance, it can be prohibitively expensive. Medical providers in the USA work on a “fee for service” basis, meaning physicians and other providers expect to be paid when they treat you for a medical condition. It is essential to purchase a travel medical plan if your primary healthcare limits or won't cover you while you are abroad.

We offer several US travel insurance plans for non-US Citizens/Residents to choose from for travel to the US. Some plans cover COVID-19 EXPENSES and treat it like any other sickness. If available, the coverage is listed. Upon purchase, you will receive a visa letter showing it is covered.

Some of these US travel insurance plans offer local burial option in lieu of the repatriation benefit when certain conditions are met.

These plans are not available to US Citizens, or anyone who has been in the USA for more than 365 days. Safe Travels Complete Requires a 90-day minimum purchase.

When getting a US travel insurance quote please note:

Plans provide links to brochures and summary of coverage to read details about the coverage before purchase.
The Safe Travels Comprehensive plan pays a higher benefit for Acute Onset of a Pre-existing Condition for ages up to 69. Some plans' pre-existing condition benefits end upon attaining age 70 and other plans cover them up to age 89.
COVID is covered on Safe Travels USA, Safe Travels USA Complete, Safe Travels Elite, Safe Travels Elite PPO and Safe Travels USA Comprehensive. COVID is excluded on Safe Travels USA Cost Saver. COVID is never covered when it is a Pre-existing Condition.
Rates are based on age at the time of purchase.
The plan maximum options automatically default to the lowest amount available for the age quoted. On some plans and ages, you can increase amount to as much as $1 million. The premium will automatically adjust.
The deductibles options are in certain increments from $0 up to $5,000 and automatically default to $250 on most plans. The premium automatically adjusts when changing the deductible. Some limited benefit plans only offer a $0 deductible.
You can save the quote and email a copy to yourself to review for purchase later. Quotes are valid for up to 10 days.
When purchasing a plan online, a confirmation with all necessary documents will be sent to you within 5 minutes of completion via the email address provided.
Once the plan confirmation is received, you can click on the buttons in the email to retrieve your Visa Letter, Certificate, and ID Card to download and print.
Cancellation requests must be received in writing from you or your agent at info@trawickinternational.com. Please see your plan for refund/cancellation provisions.

Safe Travels Complete

Provides Stable Pre-existing Condition coverage to non-US citizens who reside outside the USA and are traveling outside of their Home Country to visit the United States. A 90-day minimum premium is required. The coverage must be purchased before leaving on your trip and you must arrive in the USA before traveling to other countries. Coverage in countries outside the USA is available for up to 30 days during the Period of Insurance. This plan is not available to any individual who is considered a Permanent or Habitual Resident of the country or jurisdiction in which care is received.

MEDICAL MAXIMUM Choices $60,000, $250,000, $500,000, or $1,000,000 PER PERIOD OF INSURANCE
DEDUCTIBLE Choices $250, $500, $1,000, $2,500, or $5,000 PER PERIOD OF INSURANCE
STABLE PRE-EXISTING CONDITION - sub-limits apply (*See Definition for details)
PRE-EXISTING CONDITION MEDICAL MAXIMUM Choices $20,000, $25,000, $30,000, $40,000, or $50,000 (Other Limits Apply)
PRE-EXISTING CONDITION DEDUCTIBLE Choices $1,500, $2,000, $2,500, $5,000, or $10,000
After the deductibles, the plan pays 80% In Network / 60% Out of Network
COVID, SARS-CoV-2 are covered and treated as any other sickness
Emergency Medical Evacuation $20,000/ Repatriation of Remains $10,000
Pre-certification is a general determination of Medical Necessity only. 50% reduction of Eligible Medical Expenses if Pre-certification requirements are not met.

For non US citizens/residents, traveling to the USA (50 states) or USA and then other countries
Coverage for minimum 90 days to maximum up to 364 days
For ages 1 to 89 years
Rates are based on age, and the chosen Policy Maximum, Deductible, Pre-ex Policy Maximum and Pre-ex Deductible
This plan is not available for travel to or in OFAC countries and certain countries may be restricted at different times

Safe Travels USA Comprehensive

Provides coverage to non-US citizens who reside outside the USA and are traveling outside of their home country to visit solely the United States, or to visit a combination of the United States and then other countries worldwide (certain countries, including OFAC countries, may be restricted at different times). The Insured must arrive in the USA before traveling to other countries. This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date. COVID-19, SARS-CoV-2 are covered and treated as any other sickness. Extendable up to 364 days total. See Plan Summary for details.

Accident and Sickness Medical Policy Maximum Choices $20,000, $50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
After the deductible, the plan pays 100% up to the Policy Maximum
ACUTE ONSET OF PRE-EXISTING CONDITION - limitations apply
One Wellness Visit - covered up to $125- restrictions apply
COVID, SARS-CoV-2 are covered and treated as any other sickness
Emergency Medical Evacuation/ Repatriation of Remains/Medically Necessary Repatriation/Local Burial/Cremation
Optional Sports Coverage - see brochure for details (Does not cover Student/School/Club Sports)
Optional Home Country Coverage - see brochure for details
Pre-certification is a general determination of Medical Necessity only. 50% reduction of Eligible Medical Expenses if Pre-certification requirements are not met.

For non US citizens, traveling to the USA (50 states) or USA and then other countries
Coverage for minimum 5 days to maximum up to 364 days
Extendable for up to 364 days total
For ages 1 to 89 years
Rates are based on age, policy maximum and deductible
Not available to any individual who has been residing within the United States for more than 365 days
This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Safe Travels USA

Safe Travels USA provides reliable medical insurance for non-U.S. citizens traveling to the United States. With coverage up to $1,000,000, plus key benefits including emergency evacuation, repatriation, accidental death and dismemberment, and COVID coverage, this plan offers solid protection for visitors throughout their stay.

COVID, SARS-CoV-2 are covered and treated as any other sickness
Accident and Sickness Medical Policy Maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
Co-Insurance 90% of the first $2,500 then 100% up to the Policy Maximum
UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION - - Limitations apply
One Wellness Visit - covered up to $125- restrictions apply
Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
Optional Sports Coverage - see brochure for details (Does not cover Student/School/Club Sports)
Optional Home Country Coverage- see brochure for details
Pre-certification is a general determination of Medical Necessity only. 50% reduction of Eligible Medical Expenses if Pre-certification requirements are not met.

For non U.S. residents and non U.S. citizens, traveling to the USA (50 states) or USA and then other countries
Coverage for minimum 5 days to maximum up to 364 days
Extendable for up to 364 days
For ages up to 89 years
This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
Rates are based on age, policy maximum and deductible
This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Safe Travels Elite

Provides limited benefit coverage to non-US citizens who reside outside the USA and are traveling outside of their home country to visit solely the United States, or to visit a combination of the United States and then other countries worldwide (certain countries, including OFAC countries, may be restricted at different times). The Insured must arrive in the USA before traveling to other countries. This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date. COVID-19, SARS-CoV-2 are covered and treated as any other sickness. Deductibles vary by plan. See Plan Summary for details.

This is a LIMITED BENEFIT PLAN where the maximum amount paid to the provider is listed on the plan
Accident and Sickness Medical Policy Maximum Choices $25,000, $50,000, $75,000, $100,000, $175,000
Deductibles - $0, $50, $100 for Ages 0-69 /$100 or $200 for Ages 70-89
COVID, SARS-CoV-2 are covered and treated as any other sickness
ACUTE ONSET OF A PRE-EXISTING CONDITION up to the policy maximum for ages 0-69, up to $25,000 for ages 70-79 and up to $15,000 Ages 80-89
Cardiac Conditions or Stroke are limited to $25,000 for Ages 0-69 and $15,000 Ages 70-89
Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
EXAMPLES OF PER INCIDENT LIMITED BENEFITS (varies- view plan details for a complete list of limits)
Hospital Room and Board Expenses $1,400 -$3,000 per day to a maximum of 30 days
Physician's Surgical Treatment $3,500 - $7,500 per Incident
Physician’s Non-Surgical Visits/Urgent Care $55 - $130 per visit/1 per day /30 visits per Policy Period
Outpatient Surgical Facility $1,000 - $1,400 per Incident
Diagnostic X-rays and Lab Services $450 - $1,000 per Incident
Ambulance Service Benefits $500 - $750 per Incident
Wellness Visit - covered up to $125 (restrictions apply)
This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

For non U.S. residents and non U.S. citizens, traveling to the USA (50 states) or USA and then other countries
For ages 14 days to 89 years.
Coverage for minimum 5 days to maximum up to 364 days
Extendable for up to 364 days total
This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
Rates are based on age, policy maximum and deductible and coverage ends at age 90
This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Safe Travels Elite PPO

Provides limited benefit coverage to non-US citizens who reside outside the USA and are traveling outside of their home country to visit solely the United States, or to visit a combination of the United States and then other countries worldwide (certain countries, including OFAC countries, may be restricted at different times). The Insured must arrive in the USA before traveling to other countries. This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date. COVID, SARS-CoV-2 are covered and treated as any other sickness. Deductibles vary by plan. See Plan Summary for details.

This is a LIMITED BENEFIT UHC NETWORK PPO PLAN where the maximum amount paid is listed on the plan
Accident and Sickness Medical Policy Maximum Choices $25,000, $50,000, $75,000, $100,000, $175,000
Deductibles - $0, $50, $100 for Ages 0-69 /$100 or $200 for Ages 70-89
COVID, SARS-CoV-2 are covered and treated as any other sickness
ACUTE ONSET OF A PRE-EXISTING CONDITION up to the policy maximum for ages 0-69, up to $25,000 for ages 70-79 and up to $15,000 Ages 80-89
Cardiac Conditions or Stroke are limited to $25,000 for Ages 0-69 and $15,000 Ages 70-89
Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
EXAMPLES OF PER INCIDENT LIMITED BENEFITS (varies- view plan details for a complete list of limits)
Hospital Room and Board Expenses $1,400 -$3,000 per day to a maximum of 30 days
Physician's Surgical Treatment $3,500 - $7,500 per Incident
Physician’s Non-Surgical Visits/Urgent Care $55 - $130 per visit/1 per day /30 visits per Policy Period
Outpatient Surgical Facility $1,000 - $1,400 per Incident
Diagnostic X-rays and Lab Services $450 - $1,000 per Incident
Ambulance Service Benefits $500 - $750 per Incident
Wellness Visit - covered up to $125 (restrictions apply)
This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

For non U.S. residents and non U.S. citizens, traveling to the USA (50 states) or USA and then other countries
For ages 14 days to 89 years.
Coverage for minimum 5 days to maximum up to 364 days
Extendable for up to 364 days total
This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
Rates are based on age, policy maximum and deductible and coverage ends at age 90
This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Safe Travels USA Cost Saver

Safe Travels USA Cost Saver offers affordable medical insurance for non-U.S. citizens visiting the United States. With coverage up to $1,000,000, plus emergency evacuation, repatriation, accidental death and dismemberment, this plan is built to provide essential protection at a lower cost during your U.S. travels. This plan does not cover COVID, or SARS-CoV-2

Accident and Sickness Medical Policy Maximum Choices $50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible Choices $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
Co-insurance 80% of the first $5,000 then 100% up to the Policy Maximum
UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION - Limitations apply
One Wellness Visit - covered up to $125- restrictions apply
COVID, SARS-CoV-2 are not covered
Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
Pre-certification is a general determination of Medical Necessity only. 50% reduction of Eligible Medical Expenses if Pre-certification requirements are not met.

For non U.S. residents and non U.S. citizens, traveling to the USA (50 states) or USA and then other countries
Coverage for minimum 5 days to maximum up to 364 days
Extendable for up to 364 days total
For ages 14 days to 89 years
This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
Rates are based on age, policy maximum and deductible
This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Safe Travels Advantage

Provides limited benefit coverage to non-US citizens who reside outside the USA and are traveling outside of their home country to visit solely the United States, or to visit a combination of the United States and then other countries worldwide (certain countries, including OFAC countries, may be restricted at different times). The Insured must arrive in the USA before traveling to other countries. This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date. COVID-19, SARS-CoV-2 are covered and treated as any other sickness. Extendable for up to 364 days total. See Plan Summary for details.

This is a LIMITED BENEFIT PLAN where the maximum amount paid to the provider is listed on the plan
Accident and Sickness Medical Policy Maximum Choices $25,000, $50,000, $75,000, $100,000, $175,000
ACUTE ONSET OF A PRE-EXISTING CONDITION up to the policy maximum for ages 0-69, up to $25,000 for ages 70-79 and up to $15,000 Ages 80-89
COVID, SARS-CoV-2 are covered and treated as any other sickness
Deductible $0
Coinsurance per Period of Insurance - 80%
Out of Pocket Maximum per Period of Insurance -$5,000 (Ineligible Charges do not count towards the Out-of-Pocket Maximum)
Cardiac Conditions or Stroke are limited to $25,000 for Ages 0-69 and $15,000 Ages 70-89
Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation
EXAMPLES OF PER INCIDENT LIMITED BENEFITS (varies- view plan details for a complete list of limits)
Hospital Room and Board Expenses $1,400 -$3,000 per day to a maximum of 30 days
Physician's Surgical Treatment $3,500 - $7,500 per Incident
Physician’s Non-Surgical Visits/Urgent Care $55 - $130 per visit/1 per day /30 visits per Policy Period
Outpatient Surgical Facility $1,000 - $1,400 per Incident
Diagnostic X-rays and Lab Services $450 - $1,000 per Incident
Ambulance Service Benefits $500 - $750 per Incident
Wellness Visit - covered up to $125 (restrictions apply)
Pre-Certification Required
This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

For non U.S. residents and non U.S. citizens, traveling to the USA (50 states) or to the USA and then other countries
To be eligible, you must first arrive in the USA and then travel to other countries
This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
For ages 14 days to 89 years.
Coverage for minimum 5 days to maximum up to 364 days
Extendable for up to 364 days total
Rates are based on age, policy maximum and deductible and coverage ends at age 90
This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

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US Travel Insurance for Non-US Citizens Traveling to the USA