This plan provides insurance coverage to students and scholars when temporarily residing outside your home country or country of permanent residence and actively engaged in education or research activities in the USA. You, your spouse, and your dependent children are eligible for this coverage if you have a current passport or visa and are temporarily residing outside your home country/country of permanent residence while actively engaged in education or research activities. You are “actively engaged“ in education, teaching, or research activities if you are one of the following: Undergraduate - registered for and attending classes on a full-time basis; Graduate Student; Scholar or researcher who is invited by an educational organization; Students involved in education, educational activities or research-related activities. Students must actively attend classes for at least the first 31 calendar days after the effective date. Your spouse and dependent children are also eligible for coverage if accompanying you and enrolled on your policy. If an International full-time student who would otherwise be actively attending class is enrolled in classes online or through a hybrid program (part on-line with limited face-to-face class time) solely because his college or secondary institution determined that because of COVID-19 it would only conduct classes in this manner, he or she will be considered to be actively attending classes for Fall 2022 or Spring 2023. Rates are Monthly or Annually, based on age and available up to age 64. Permanent Residents (green card holders), and US Citizens are not eligible for this Plan. It is only available for internationals while in the USA. Please be sure to check the benefits and policy exclusions. Upon effective date - this plan is fully earned and non-refundable. There are no partial refunds.
COVID-19 MEDICAL EXPENSES are covered and treated the same as any other sickness.
Collegiate Care Essential Highlights
United Healthcare PPO Network
Sports Activities Coverage
Motor Vehicle Accident Coverage
Unlimited Medical Maximum
COVID-19 EXPENSES are covered and treated as any other sickness
$150,000 per Injury or Sickness, to an overall $300,000 Maximum (all Injury of Sickness combined)
Maximum Length of Coverage
Up to 364 days
Maternity and Pre-Natal Care Expense
100% of the Preferred Allowance up to $5,000 Maximum Benefit for normal delivery, $7,500 Maximum Benefit for C-Section- Conception must occur while covered under the Policy
Covered after 6 months of continuous coverage up to $20,000 Lifetime Maximum
100% of the Preferred Allowance up to $3,000 Max for injuries arising from Interscholastic, Intramural, Leisure, and Club sports
Motor Vehicle Accident
100% of the Preferred Allowance up to $10,000 Max
Emergency Medical Evacuation Expense
100% of actual expense up to $60,000 Maximum Benefit
Emergency Medical Repatriation Expense
100% of actual expense up to $60,000 Maximum Benefit
Accidental Death and Dismemberment
$10,000 (Other than Air Flight)
By purchasing this coverage, you agree to subscribe and become a participant in the Fairmont Specialty Trust and understand that participation in the Trust is a prerequisite to procuring the insurance coverage. Click here for a copy of the subscription agreement.
This insurance coverage is not subject to and does not provide certain insurance benefits required by the United States’ Patient Protection and Affordable Care Act (“PPACA”). PPACA requires certain US citizens or US residents to obtain PPACA compliant health insurance, or “minimum essential coverage.” In some cases, certain individuals may be deemed to have minimum essential coverage under PPACA even if their insurance coverage does not provide all of the benefits required by PPACA. Please consult an attorney or tax professional to determine whether this insurance coverage meets any obligations you may have under PPACA.
This plan contains both insurance and non-insurance benefits. Insurance benefits are provided by Crum & Forster SPC through ITI SP pursuant to a policy issued to the Fairmont Specialty Trust.
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connection with any product or service by Trawick International, in any jurisdiction where such an offer
or solicitation would be unlawful or in which Trawick International is not qualified to do so.
Not all insurance products described in this website are available to all persons in all States,
Countries, or other jurisdictions at all times. All products contain certain conditions, restrictions,
limitations and eligibility requirements.
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Special Notice to US Citizens:
Trawick International® works in conjunction with both US and non-US based insurance companies.
US based: Nationwide is an insurance company domiciled and licensed in the State of Ohio.
Non-US based: GBG Insurance Limited is an insurance company domiciled and licensed in Guernesy.
Claims made against GBG Insurance Limited insurance products described in this website may not be made against
any state guaranty fund.
Non-US based insurance products are strictly limited to viewing by US citizens who are traveling or
residing outside the United States and/or non-US citizens temporarily traveling to the US.