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Safe Travels Armor

Safe Travels Voyager

Trip Cancellation
Up to 100% of Trip Cost Insured Maximum Benefit: $100,000 | Maximum Trip Length: 90 Days
100% of the Insured Trip Cost up to $100,000
  • Airline Reissue or Cancellation Fees
    $100
  • Reinstate Frequent Traveler Awards
    $200
Trip Interruption
Up to 150% of Trip Cost | Maximum Benefit: $100,000
150% of the Insured Trip Cost up to $150,000
Trip Delay
$1000 ($150 per day for delays of 12 hours or more)
$3,000 ($250 per day for delays of 6 hours or more)
Missed Connection
Minimum 12 hours delay | Maximum $500 per Covered Trip
$1,000 for delays of 3 hours or more
Accidental Death & Dismemberment
Principal Sum
  • 24 Hour
    $10,000
  • Flight Only
    $25,000
Principal Sum
  • Common Carrier
    $50,000
  • 24-Hour
    $25,000
Medical Expenses
Primary $100,000 Limit | $50 Deductible
  • Dental Expense Only: Up to $750
$250,000 - Primary Coverage
  • Dental Expenses
    Up to $750
Emergency Medical Evacuation
$1,000,000
  • 3 Days Hospitalized to trigger additional benefits, see plan document for details
$1,000,000
  • Hospital Companion
    $1,000
Repatriation of Mortal Remains
$1,000,000
$1,000,000
Baggage & Personal Effects
Up to $1,000 per Covered Trip | Deductible: $0.00 | Per Article Limit: Up to $100
  • Per Article Limit
    $100
  • Combined Article Limit
    50% of Baggage & Personal Effects Benefit
$2,500
  • Per Article Limit
    $300
  • Combined Article Limit
    $500
Baggage Delay
Minimum 12 hours delay | Maximum $250 | Daily Limit of $100 | Primary Coverage
$600 (8 hours or more)
Pre-Existing Medical Condition Exclusion Waiver
Includes benefits for Pre-existing Conditions when purchased within 14 days of the Initial Trip Deposit Date. Pre-Existing Conditions Look Back Period is 180 days.
Includes benefits for Pre-existing Conditions when purchased within 21 days of the Initial Trip Deposit Date. Please ensure to review the full coverage details, terms and conditions.
Non Insurance Assistance Services
Included
Included
Free Look
This plan has a Free Look period where you may cancel the insurance and receive a refund of premium provided no claim has been filed and you have not left on your trip. The number of "Free Look" days varies by state. See Plan Documents for details.
This plan has a 10 Day Free Look period where you may cancel the insurance and receive a refund of premium provided no claim has been filed and you have not left on your trip. After the 10-day review period, the premium for this plan is non-refundable. Not available in NY/WA.
Airline Ticket Change Fee
$100 per day | Minimum 6 hours delay
N/A
Frequent Traveler Reward
$250 per Covered Trip
N/A
Rental Car Damage Coverage
Optional - 50,000 | $100 Deductible- Not available in all states.
Optional
$35,000 (Not available to residents of NY or TX)
  • Please Note: Does not cover third party liability.
Cancel for Any Reason (CFAR)
Available on trips up to $15,000 | 75% of Non-Refundable Trip Cost up to $11,250 | Residents of MA & PA must purchase the plan at least 60 days prior to their Scheduled Departure Date | Restrictions apply - See plan document for details. (Not available in NY)
Optional
If purchased, covers 75% of Non-Refundable Trip Cost (additional restrictions apply) Not available for travel to or In Israel.
Optional
  • Must be purchased within 21 days of the Initial Trip Deposit Date, and you must insure all non-refundable trip costs. Not available to residents of NY or WA.
Interruption for Any Reason (IFAR)
N/A
If purchased, covers 50% of the Non-Refundable Trip Cost (additional restrictions apply)
Optional
  • Not available to residents of NY or WA.
Optional Trip Delay Max Upgrade
N/A
Increases Trip Delay Max to $4,000 maximum/$300 per person day or $7,000 maximum/$500 per person day
Optional
Optional Additional Accident and Sickness Medical Coverage
N/A
Additional $250,000 for trips 1-31 days in length.
Optional
Optional 24-Hour AD&D
N/A
Additional $25,000, $50,000, or $100,000 Principal Sum
Optional