NEW PLAN Effective 1/28/2026. The highest level of annual coverage - Safe Travels Annual Prime includes $10,000 for Trip Cancellation and Interruption per person per policy year. Also included are per trip benefits for Emergency Medical Expenses, Trip Delay, Trip Interruption, Baggage and more! This annual plan covers 364 consecutive days. Trips must be within the covered period. Up to 45 days per Trip.

This plan is not available for travel to or in Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

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Plan Highlights

  • Flat rate of $723 per person ($550 for NY residents)
  • Annual coverage provides up to 45 days for each trip during the coverage period that is more than 100 miles from home
  • For trip cancellation and interruption up to $10,000 per person per policy starting on the Coverage Begin Date
  • During trip benefits include itinerary change, trip delay, lost baggage and baggage delay includes sports equipment rental
  • Up to $50,000 in excess emergency medical coverage
  • COVID-19, SARS-CoV-2 are covered and treated as any other sickness
  • This annual plan starts the day selected for Coverage Begin Date and continues for 364 more days. Trips must be within the covered period
  • This plan is not available for travel to or in Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Benefits of Coverage

Trip Protection Benefits
Trip Cancellation
100% of Trip Cost up to $10,000 maximum
  • Airline Reissue or Cancellation Fees: $100
  • Reinstate Frequent Traveler Awards: $200
Trip Interruption
100% of Trip Cost up to $10,000 maximum
Itinerary Change
$300 maximum Pre-Paid Excursion
Trip Delay
$750 (12 hours/$200 maximum per day)
Medical Benefits
Medical Expenses
$50,000 maximum/Emergency Dental limited to $750
Emergency Evacuation/Repatriation Benefits
Emergency Medical Evacuation
$250,000 maximum/ $10,000 maximum Hospital Companion
Repatriation of Mortal Remains
$75,000 maximum
Protection for Belongings Benefits
Baggage & Personal Effects
$1,000 maximum /$250 maximum per article/$500 combined article limit for valuables
Baggage Delay
$250 maximum (12 hours) Includes sports equipment rental
Accidental Death Benefits
Accidental Death and Dismemberment
$10,000 Principal Sum
24/7 Assistance Benefits
Maximum Trip Duration
45 days per trip
Non Insurance Assistance Services
Included 24/7/365
Note/Message Benefits
Free Look
Premium is refundable only during the fourteen day period from the purchase date provided you have not already departed on the Trip and have not incurred any claimable losses.

Plan Definitions

  • Trip Cancellation & Interruption

    Provides reimbursement of insured, non-refundable, pre-paid trip costs if a trip is cancelled or interrupted for a covered reason*. This annual plan starts the day selected for Coverage State Date and conditions for 364 more days. Trips must be within the covered period.

  • Trip Delay

    Coverage if You are delayed, while coverage is in effect, enroute to or from the Trip for twelve (12) or more hours due to a covered reason* Covered Trip Delay Expenses include: (a) Any pre-paid, unused, non-refundable land and water accommodations; (b) Any Reasonable Expenses incurred; (c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; (d) A one-way Economy Fare to return You to Your originally scheduled return destination trip is delayed for a covered reason*.

  • Itinerary Change - Pre-paid Excursion

    In the event a Cruise line makes a Change in Your Trip Itinerary after Your actual departure date that prevents You from participating in an event/activity that was pre-paid prior to departure and scheduled on Your Trip Itinerary, Your nonrefundable pre-paid event/activity expenses will be reimbursed up to the Maximum Benefit shown on the Schedule of
    Benefits, subject to any applicable sub-limits.
    Benefits will not be paid if the event/activity is rescheduled during the course of the Covered Trip.
    Verification by the Cruise line of the change in the scheduled Trip Itinerary will be necessary for claim payment.
    For purposes of this coverage, the following definition is added:
    Trip Itinerary means a plan of travel for Your Covered Trip that is provided by the Cruise line.

  • Baggage Coverage

    Provides reimbursement for lost and stolen personal items, as well as costs incurred due to baggage delay including sports equipment rental.

  • Baggage delay - Sports equipment rental

    Provides reimbursement for the cost of renting sports equipment if your checked sports equipment is lost, stolen, damaged or delayed by a common carrier.

  • Emergency Medical

    Provides reimbursement for emergency medical treatment if sickness or injury occurs while traveling.

  • Emergency Medical Evacuation

    Provides coverage for emergency medical evacuation, if necessary, to the nearest adequate medical facility, also includes repatriation.

  • CANCELLATION FOR REFUND DURING FREE LOOK PERIOD

    You may cancel this plan for refund by giving notice of cancellation to us, during the free look period. Most states have a 10 day free look period beginning the date the policy was purchased, but the State Certificate ultimately determines the timeframe of the free look period, if any.

These plans are underwritten by Starr Indemnity & Liability Company, a Texas domiciled corporation (NAIC Company Code: 38318: TX license number: 93542) with its principal place of business at 399 Park Avenue, 2nd Floor, New York, NY 10022. Starr Indemnity & Liability Company is currently authorized to do business in all states, the District of Columbia and Puerto Rico. Not all coverages may be available in all jurisdictions. This website contains only a brief description of the coverages available under each plan, and the policy will contain reductions, limitations, exclusions, and termination provisions. These plans provide insurance coverage during the covered trip. You may have coverage from other sources that provide you with similar benefits but may be subject to different restrictions depending upon your other coverage. You may wish to compare the terms of these policies with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker. Plans are administered and distributed by Trawick International Inc., an Alabama corporation (AL License: 79102 and FL license numbers: L084218 & W706244 (Travel)) with its principal place of business at 300 Fairhope Avenue, STE G, Fairhope, AL 36532. Trawick International Inc is doing business as Trawick International Inc in California (CA license number: 0K02805). If you have any questions about the plans offered on this website you may contact Trawick International at the following: Toll-free customer hotline: (888) 301-9289 or email at info@trawickinternational.com

Sanctions Limitations Clause

The Insurer will not provide any cover, pay any claim or provide any benefit under this Plan to the extent that the provision of such cover, the payment of such claim or the provision of such benefit would expose them to any sanction, prohibition or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom or United States of America.