The Safe Travels Explorer Plus plan features everything in the Safe Travels Explorer plan as well as coverage for pre-existing medical conditions when purchased within 7 days of initial trip deposit date. This budget-friendly travel protection plan is designed for leisure or business travel for domestic and international trips. It offers excess medical coverage for accident and sickness up to $50,000 and trip cancellation and interruption up to $30,000. Trip delay is covered up to $1,000 for potential accommodations/lodging expenses and $200,000 for Emergency medical evacuation and repatriation. Car rental damage up to $25,000 (Not available in NY or TX).

This plan is only available U.S. Residents

Plan Highlights

  • Trip Cancellation and Interruption
  • Pre-Existing medical condition waiver available
  • Emergency Medical
  • Emergency Evacuation and Repatriation
  • Trip Delay
  • Lost Baggage and Baggage Delay
  • Optional Rental Car Damage Coverage
  • 10 Day Free Look Period

Benefits of Coverage

Trip Protection Benefits
Trip Cancellation
100% of the Insured Trip Cost up to $30,000
Trip Interruption
100% of the Insured Trip Cost up to $30,000
Trip Delay
$1,000 ($150 per day for delays of 12 hours or more)
Missed Connection
$500 (3 to 6 Hours)
Rental Car Damage
Optional Benefit
$25,000 not available in NY
Additional Benefits
Accidental Death & Dismemberment
  • $20,000 - Common Carrier Only Not Available for Residents of NH
Free Look
Premium is refundable only during the ten day period from the purchase date provided you have not already departed on the Trip and have not incurred any claimable losses - Not available in NY/WA.
Medical Benefits
Emergency Accident & Sickness Medical Expense
$50,000 Maximum Limit
  • Emergency Dental: $750
Pre-Existing Medical Condition Exclusion Waiver
Includes benefits for Pre-existing Conditions when purchased within 7 days of the Initial Trip Deposit Date. Please ensure to review the full coverage details, terms and conditions.
Emergency Evacuation Benefits
Emergency Medical Evacuation
  • Hospital Companion: $1,000
Repatriation of Mortal Remains
up to $200,000
Protection for Belongings Benefits
Baggage & Personal Effects
Baggage Delay
$200 (24 hours or more)
24/7 Non-Insurance Benefits
Non Insurance Assistance Services

Plan Definitions

  • Trip Cancellation & Interruption

    Provides reimbursement of insured, non-refundable, pre-paid trip costs if a trip is cancelled or interrupted for a covered reason*.

    * Refer to the Certificate of Insurance for a list of covered reasons.

  • Trip Delay

    Coverage if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more hours due to a covered reason* Covered Trip Delay Expenses include: (a) Any pre-paid, unused, non-refundable land and water accommodations; (b) Any Reasonable Expenses incurred; (c) An Economy Fare from the point where You ended Your Trip to a destination where You can catch up to the Trip; (d) A one-way Economy Fare to return You to Your originally scheduled return destination trip is delayed for a covered reason*.

  • Baggage Coverage

    Provides reimbursement for lost and stolen personal items, as well as costs incurred due to baggage delay.

  • Car Rental Damage Coverage - Optional

    Provides reimbursement for the cost of repairs, rental charges and/or actual cash value of the car rented by the insured while on the trip, and the car is damaged due to covered reasons* not within your control while in your possession.

  • Emergency Medical Coverage

    Provides reimbursement for emergency medical treatment if sickness or injury occurs while traveling.

  • Pre-existing Medical Condition Waiver

    Exclusion is waived if coverage is purchased within 7 days of initial trip deposit date, before the final trip payment, and the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date.

  • Cancellation for Refund During Free Look Period

    You may cancel this plan for refund by giving notice of cancellation to us, during the free look period. Most states have a 10 day free look period beginning the date the policy was purchased, but the State Certificate ultimately determines the timeframe of the free look period, if any.

Benefits listed describe all of the travel insurance benefits, underwritten by Nationwide Mutual Insurance Company, Columbus, Ohio. In WA, coverage is underwritten by Nationwide Life Insurance Company, Columbus, Ohio and Nationwide Mutual Insurance Company, Columbus, Ohio. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, visit You will receive your State specific Plan Document which describes the benefits and limitations in detail including available 24-hour non-insurance emergency assistance services.