The Safe Travels First Class plan covers trip cancellation 100% up to $15,000 and trip interruption 150% up to $22,500. It also includes $150,000 per person of emergency accident and sickness medical coverage. The plan covers pre-existing medical conditions when coverage is purchased within 14 days of deposit and the full, nonrefundable trip cost is insured. Includes $1,000 for potential accommodations/lodging expenses due to trip delay and $5,000 of property damage coverage.

This plan offers Optional Coverages including**:

  • Cancel for Any Reason (CFAR) provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this plan. Must be purchased with the initial plan and within 14 days of the initial trip deposit date, and the full, nonrefundable trip cost is insured. To qualify for the CFAR benefit, you must insure your entire trip cost. (Not available to residents of NY or WA)
  • Rental Car Damage Coverage $50,000 (Not available to residents of NY or TX)

**Additional cost and terms apply. Available options differ by state.

This plan is only available U.S. Residents

Plan Highlights

  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • COVID is treated the same as any other illness.
  • High end comprehensive plan with competitive benefits
  • Optional Cancel for Any Reason available within 14 days of deposit
  • Pre-Existing medical condition waiver available within 14 days of deposit
  • Property Damage coverage for accommodations - NOT available to residents of NY
  • Emergency Evacuation and Repatriation
  • Up to $150,000 in Secondary emergency medical coverage

Benefits of Coverage

Trip Protection Benefits
Trip Cancellation
100% of the Insured Trip Cost up to $15,000
  • Airline Reissue or Cancellation Fees: $100
  • Reinstate Frequent Traveler Awards: $250
Trip Interruption
150% of the Insured Trip Cost up to $22,500
Trip Delay
$1,000 ($200 per day for delays of 12 hours or more)
Missed Connection
$1,000 for delays of 3 hours or more
Rental Car Damage Coverage
Optional Benefit
$50,000 - Not available in all states.
Medical Benefits
Cancel for Any Reason (CFAR)
Optional Benefit
If purchased. 75% of Non-Refundable Trip Cost (Not available in NY, and WA)
  • Restrictions apply. See plan document for details.
Medical Expenses
$150,000 - Excess Coverage
  • Dental Expenses: Up to $750
Pre-Existing Medical Condition Exclusion Waiver
Includes benefits for Pre-existing Conditions when purchased within 14 days of the Initial Trip Deposit Date. Please ensure to review the full coverage details, terms and conditions.
Additional Benefits
Accidental Death & Dismemberment
Principal Sum
  • Common Carrier: $25,000
  • 24 Hour: $10,000
Property Damage
$5,000 - Not available to residents of NY
Free Look
Premium is refundable only during the ten day period from the purchase date provided you have not already departed on the Trip and have not incurred any claimable losses - Not available in NY/WA.
Emergency Evacuation Benefits
Emergency Medical Evacuation
$1,000,000
  • Hospital Companion: $10,000
Repatriation of Mortal Remains
$1,000,000
Protection for Belongings Benefits
Baggage & Personal Effects
$2,000 - Secondary Coverage
  • Combined Article Limit: $500
Baggage Delay
$400 (12 hours or more)
24/7 Non-Insurance Benefits
Non Insurance Assistance Services
Included

Plan Definitions

  • TRIP CANCELLATION

    We will reimburse you, up to the maximum benefit shown on the confirmation, for the cost of your airline ticket, the reissue fee charged by the airline for the tickets or your non-refundable airfare cancellation charges for flights joining or departing your Land/Sea Arrangements if cancellation occurs before your scheduled departure date due to unforeseen circumstances such as illness, injury, death, strike, terrorist attack, security breach at the airport or weather. **Please note that the per day rate for 31-90 days on ages 80+ is for PA only.

  • TRIP INTERRUPTION

    We will reimburse you, up to the maximum benefit shown on the confirmation of coverage if you or your traveling companion, booked to travel with you, are prevented from continuing or resuming your trip due to unforeseen circumstances such as sickness, accidental injury, death, strike, terrorist attack, mandatory evacuation or weather.

  • TRIP DELAY

    We will reimburse you, up to the plan maximum for covered additional expenses on a one-time basis, if you are delayed for 12 or more hours, while in route to or from your trip due to a defined hazard such as delay of Common Carrier, traffic accident, weather, lost or stolen passports, travel documents or money, Quarantine, hijacking, unannounced Strike, natural disaster, civil commotion or riot.

  • BAGGAGE DELAY 

    We will reimburse you, up to the Plan maximum for the expense of replacing necessary personal effects if your checked baggage is delayed or misdirected by a Common Carrier for more than 12 hours while on your trip.

  • BAGGAGE/PERSONAL EFFECTS 

    We will reimburse you, up to the Plan maximum for the loss, theft or damage to baggage and personal effects while checked with a Common Carrier during your trip.

  • MISSED CONNECTION 

    We will reimburse you, up to the Maximum Benefit shown on the Confirmation of Coverage, if you miss your cruise or tour departure, scheduled during your Trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather. Coverage is secondary to any compensation provided by a Common Carrier.

  • PROPERTY DAMAGE

    Provides reimbursement for direct physical damage to covered real or personal property within the unit occupied by the insured during the trip.

  • EMERGENCY EVACUATION & REPATRIATION OF REMAINS

    We will pay, up to the Plan maximum any reasonable charges for Emergency Medical Evacuation required by a Physician, for a covered injury or sickness, to the closest adequate medical facility using the most direct and economical conveyance and route possible. All evacuations and repatriations must be arranged and authorized by the Assistance Company.

  • OPTIONAL CANCEL FOR ANY REASON - CFAR

    We will reimburse you for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits you paid for your Trip shown on the Confirmation of Coverage If you cancel your Trip for any reason not otherwise covered by this Certificate. Must be purchased with initial policy and within 14 days of the trip deposit date, and the full, non-refundable trip cost is insured. (Not available for residents of NY or WA)

  • OPTIONAL RENTAL CAR DAMAGE

    We will reimburse you for the cost of repairs and rental charges imposed by the rental company while the car is being repaired or the actual cash value of the car or the maximum benefit. An Insured must be a licensed driver and listed on the rental car agreement in order for coverage to apply. Not covered: Rentals of trucks, campers, trailers, off-road or four-wheel drive vehicles, motor bikes, motorcycles, recreational vehicles or Exotic Vehicles; Any loss that occurs if you are in violation of the rental agreement; Failure to report the loss to the proper local authorities and the rental car company; Damage to any other vehicle, structure or person as a result of a covered loss. (Not available for residents of NY or TX)

  • PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER

    Exclusion is waived if coverage is purchased within 14 days of the initial
    trip deposit date, and the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date.

  • CANCELLATION FOR REFUND DURING FREE LOOK PERIOD 

    You may cancel this Policy for refund by giving Trawick International notice of cancellation during the free look period. Most states have a 10 day free look period beginning the date the policy was purchased, but the State Certificate ultimately determines the timeframe of the free look period, if any. If the free look period has passed, you may still receive a refund provided you have not filed a claim under this Policy and upon submission of documentation showing proof that the original trip was canceled and fully refunded. Documentation can be submitted to: info@trawickinternation.com. When calculating the free look period, the date of purchase is counted as day 1.

    If travel has started, the premium is non-refundable.

Benefits listed describe all of the travel insurance benefits, underwritten by Nationwide Mutual Insurance Company, Columbus, Ohio. In WA, coverage is underwritten by Nationwide Life Insurance Company, Columbus, Ohio and Nationwide Mutual Insurance Company, Columbus, Ohio. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, visit www.trawickinternational.com. You will receive your State specific Plan Document which describes the benefits and limitations in detail including available 24-hour non-insurance emergency assistance services.