Safe Travels Sailaway Luxury

Plan Definitions

• TRIP CANCELLATION

  The plan will reimburse you if you are prevented from taking your covered trip due to any of the unforeseen Events listed on your plan. The event must occur before you depart on your covered trip and while your coverage is in effect. Covered expenses include a. Forfeited, prepaid, non-refundable, and non-refunded published payments or deposits that you paid for Your unused trip.

• OPTIONAL CANCEL FOR ANY REASON - CFAR

  We will reimburse you for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits you paid for your Trip shown on the Confirmation of Coverage, if you cancel your Trip for any reason not otherwise covered by this plan. Must be purchased within 21 days of the trip deposit date, and the full, non-refundable trip cost is insured. Residents of MA & PA must purchase the plan at least 60 days prior to their Scheduled Departure Date. (Not available for residents of NY or travel to Israel.)

• TRIP INTERRUPTION

  If you or your traveling companion, booked to travel with you, are prevented from continuing or resuming your trip due to unforeseen circumstances such as sickness, injury, death, strike, bankruptcy, terrorist attack, called to military duty, subpoenaed for jury duty. Please see your state certificate for details.

• TRIP DELAY

  If you are delayed for 6 or more hours, while in route to or from your trip due to a defined unforeseen event such as delay of common carrier, traffic accident, weather, stolen passports or visas, quarantine, hijacking, unannounced strike, mandatory evacuation order due to a natural disaster, adverse weather or natural disaster resulting in the obstruction of public roadways or curtailment of public transportation. We will reimburse you, up to the plan maximum for covered additional expenses on a one-time basis.

• FREQUENT TRAVEL LOYALTY

  If you used frequent traveler awards (frequent flyers miles or hotel rewards) for any part of a covered trip, cover you for the fees incurred by you for re-depositing those awards in Your account if the covered trip is canceled due to any of the unforeseen events under trip cancellation and/or trip interruption coverage.

• BAGGAGE/PERSONAL EFFECTS 

  Covers if you sustain loss, theft or damage to your baggage during the trip, provided you have taken all measures possible to protect, save and/or recover the property at all times. This coverage is subject to any coverage provided by a Common Carrier and all Other Insurance and shall apply only when such other benefits are exhausted.

• BAGGAGE DELAY 

  For the expense to replace Your necessary Personal Effects in Your Checked Baggage, up to the Maximum Benefit shown on the Schedule of Benefits, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than eight (8) hours, while on a Trip except for travel to final destination or Home. Personal Effects means Your or Your Traveling Companion’s privately-owned articles including clothing and toiletry items brought by You or Your Traveling Companion for planned use on Your Trip.

• ITINERARY CHANGE-PREPAID EXCURSION

  In the event a Choose One makes a Change in Your Trip itinerary, without Your approval, or prior to Your actual departure date
  that prevents You from participating in an event/activity that was scheduled on Your Trip itinerary, Your nonrefundable pre-paid
  event/activity expenses will be reimbursed up to the Maximum Benefit shown on the Schedule of Benefits, subject to any applicable sub-limits.

• MISSED CONNECTION 

  If you miss your cruise or tour departure, scheduled during your Trip, that results from cancellation or delay, for between (3) and six (6) hours, of all regularly scheduled airline flights due to Inclement Weather. Coverage is secondary to any compensation provided by a Common Carrier.

• TRAVEL MEDICAL AND DENTAL EXPENSE

  For necessary covered expenses while on your covered trip and as a result of an accidental injury or emergency sickness that first manifests itself during the covered trip and the initial documented treatment is given by a physician during this trip.

• PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER

  Exclusion is waived if coverage is purchased within 21 days of the initial
  trip deposit date, and the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date.

• EMERGENCY EVACUATION & REPATRIATION OF REMAINS

  If You suffer an accidental injury or emergency sickness that warrants your emergency medical evacuation while you are on a covered trip. Covers medically necessary transportation, including reasonable and customary medical services and supplies incurred in connection with your emergency medical evacuation. Expenses for transportation must be: a. recommended by the attending physician; b. Required by the standard regulations of the conveyance transporting You; and c. Reviewed and pre-approved by our assistance company.

  If you die due to an accidental injury or covered sickness during the covered trip covers costs to return your body to your primary residence.

• CANCELLATION FOR REFUND DURING FREE LOOK PERIOD 

  This plan has a free look period where you may cancel the insurance and receive a refund of premium provided no claim has been filed and you have not left on your trip. FREE LOOK PERIOD~ is 14 days except in the following states: Arkansas, Arizona, Delaware, Georgia, New York, Washington 10 day Free Look; Texas 15 day Free Look; Florida 21 day Free Look; Idaho, Indiana 30 day Free Look. After the Free Look period has expired the insured may cancel their policy ONLY if the Travel Supplier has cancelled the entire trip, the trip has not started, and no claims have been filled or intend to be filed for a pro-rata refund.

  When calculating the free look period, the date of purchase is counted as day 1. Documentation can be submitted to: info@trawickinternational.com

  If travel has started, the premium is non-refundable.