Stay Secure Vacation Rental Protection plan covers Trip Cancellation up to $200,000 for non-refundable travel arrangement payments such as vacation rentals, hotels, airfare and additional pre-paid amounts for your trip. This Vacation Rental Protection Plan is available up to 24 months in advance of your departure date and up to 180 days in length.

Without vacation rental coverage, you run the risk of possibly losing all or part of a vacation investment if unforeseen circumstances like the following happen:

  • Illness, injury or death to you, your traveling companions, or a family member
  • You or your traveling companion are terminated or laid-off
  • Transfer of employment requiring your home to be relocated
  • Mandatory evacuation at your trip destination due to hurricane or other natural disaster
  • Interruption of power, water, gas and sewage services
  • Closure of at least fifty percent (50%) of trails or slopes at the destination due to insufficient snow, natural disaster or severe weather or trail conditions
  • Approved military leave revoked or military re-assignment
  • Extension of school year
  • Terrorist incident
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Plan Highlights

  • Coverage for Trip Cancellation, Trip Interruption up to $200,000
  • Cancel for Any Reason (CFAR) & Interruption for Any Reason (IFAR) option available within 21 days of initial deposit. (Additional terms and costs apply.) CFAR Not available to NY or for travel to or including Israel.
  • Pre-Existing Coverage on plans purchased prior to or with final payment
  • Emergency Accident & Sickness Medical Expense Coverage $50,000 Per Person, $500,000 Per Trip
  • Optional Sports Medical Coverage
  • Lost Golf Rounds Up to $300 per person
  • Lost Baggage $2,000 Per Person, $20,000 Per Trip
  • Sports Equipment Rental $1,250 Per Person, $12,500 Per Trip
  • Rental Car Damage and Theft Coverage $35,000 Per Trip
  • Vehicle Disablement $1,000
  • Pet Medical Expenses $1,000
  • Kennel Fees at Home $500
  • Free Look Period- Varies by State
  • Coverage limits and availability may vary by state. Refer to the Certificate of Insurance for a list of coverages.

Benefits of Coverage

Trip Protection Benefits
Trip Cancellation
100% of Trip Cost Insured
  • Airline Reissue or Cancellation Fees $500
  • Reinstate Frequent Traveler Awards $500
Optional Cancel for Any Reason (CFAR)
75% of Non-Refundable Trip Cost. Available if coverage is purchased within 21 days of Initial Deposit. Other restrictions apply. (Not available to NY residents).
Trip Interruption
150% of Trip Cost Insured
Optional Trip Interruption for Any Reason (IFAR)
50% of Trip Cost (Not available to NY residents).
Trip Delay
(5 Hours) - $750 per person maximum /$7,500 per trip Maximum
  • Kennel Fees at Home: Up to $500 (Not Available in MA, MN, MO, MT, NY, OR, & WA)
Lost Golf Rounds
Up to $300 (Not Available to residents of MA, MN, MO, MT, NY, OR, & WA)
Rental Car Damage Coverage
$35,000
Vehicle Disablement
$1,000 (Not Available to residents of MA, MN, MO, MT, NY, OR, & WA)
Pet Medical
$1,000 Maximum per trip
Protection for Belongings Benefits
Baggage & Personal Effects
$2,000 per person $20,000 per trip | Deductible: $0
Baggage Delay
Minimum 12 hours delay | Maximum $1,000 per person | up to $10,000 total per trip
  • While on a Trip except for travel to final destination or Home.
Sports Equipment Rental
Optional up to $1,250 per person $12,500 per trip.
Medical Benefits
Emergency Accident & Sickness Medical Expense
$50,000 per person/$500,000 all covered persons per trip maximum | $0 Deductible
  • Dental Expense Only: Up to $1,000
Pre-Existing Medical Condition Exclusion Waiver
Includes benefits for Pre-existing Conditions when purchased prior to or with final payment. Pre-Existing Conditions Look Back Period is 180 Days.
Emergency Evacuation/Repatriation Benefits
Emergency Medical Evacuation
$1,000,000
Repatriation of Mortal Remains
$1,000,000
Sports Benefits
Optional Adventure Sports
Optional $50,000 per person/ $500,000 per trip (Not Available to residents of MA, MN, MO, MT, NY, OR)
Accidental Death Benefits
Accidental Death & Dismemberment
Principal Sum
  • 24 Hour-Included: $50,000
  • Common Carrier: $100,000
24/7 Assistance Benefits
Non Insurance Assistance Services
Included - 24/7 Worldwide Assistance | Runway Health | Traveler Lounge Pass
Note/Message Benefits
Free Look
This plan has a Free Look period where you may cancel the insurance and receive a refund of premium provided no claim has been filed and you have not left on your trip. The number of "Free Look" days varies by state. See Plan Documents for details.

Plan Definitions

  • Additional cost and terms apply. 

    Available options differ by state.

  • Trip Cancellation

    Reimburses your unused insured non-refundable payments or deposits for the travel arrangements you purchased for your trip in the event you have to cancel for a covered reason.

  • Trip Interruption

    Reimburses your prepaid, unused, insured non-refundable payments or deposits for the travel arrangements you purchased for your trip plus additional transportation costs in the event you must start your trip late or unable to complete your trip.

  • Trip Delay

    Reimburses your unused prepaid insured non-refundable payments or deposits for land or water travel arrangements, additional transportation costs and reasonable expenses such as meals, lodging or local transportation if your trip is delayed at least 5 consecutive hours from the original departure time.

  • Emergency Accident & Sickness Medical and Dental Expense

    For medical expenses during your trip due to an accidental injury or sickness.

  • Medical Evacuation and Repatriation of Remains

    Provides coverage to transport you to the nearest suitable medical facility to treat an unforeseen sickness or injury determined to be acute, severe or life threatening if adequate treatment is not available in your immediate area, transport you back to your point of origin (with a medical escort if recommended by a physician) following an emergency medical evacuation or covered injury/sickness, and transport your remains back to your origination point in case of unexpected tragedy.

  • Baggage/Personal Effects

    Covers loss, theft, damage, or destruction of your baggage and personal effects during your Trip.

  • Non-Insurance Travel Assistance Services

    For pre-trip passport visa information, interpretation via telephone, medical or legal referrals and additional services during your trip.

  • Pre-Existing Medical Condition Exclusion Waiver

    The Pre-Existing Condition Exclusion will be waived if the protection plan is purchased prior to or with final payment and you are medically able and not disabled from travel at the time your plan cost is paid.

  • Free Look Period-varies by state

    This plan has a Free Look period where you may cancel the insurance and receive a refund of premium provided no claim has been filed and you have not left on your trip. The number of "Free Look" days varies by state. See Plan Documents for details.