Road Trip Travel Insurance


Can you get travel insurance for road trips?
Yes! A road trip can be insured with travel insurance, just like any other trip you take.

What is Road Trip Insurance?
Road trip insurance is simply trip cancellation insurance, but for your road trip-based vacation rather than a vacation you take via airplane or cruise.  

I already have auto insurance – why do I need road trip travel insurance? 
Auto insurance covers your vehicle if you are in a car accident, your car is stolen or damaged, etc. Road trip insurance protects you and the investment made into your road trip. It could reimburse you if, for example, a car accident causes you to have to cut your trip short and cancel prepaid, non-refundable event tickets, hotel stays, vacation rentals, or anything else associated with your trip.  

Are there requirements to insure a road trip?
The only requirement is taking a trip away from your home! With trip cancellation insurance, you are covered from the moment you leave your house to the moment you return.  

What does road trip travel insurance cover? 
Road trip insurance covers all your prepaid, non-refundable trip costs if your trip is canceled or interrupted for a covered reason. Additionally, trip cancellation plans include emergency medical benefits and even rental car damage. Below are a few highlights of having a comprehensive trip cancellation plan for your road trip: 

When do I need to buy road trip insurance? 
As with any trip you have planned, the best time to buy travel insurance for your road trip is as soon as you make your first trip deposit or book your first non-refundable piece of the trip. This allows you to maximize the amount of time you are covered, should something unforeseeable happen that forces you to cancel your trip. You can buy travel insurance up until the day before you leave, though, and still be able to take advantage of benefits during your trip, such as travel delay, trip interruption, and emergency medical.  

What do I do if I have to cancel my trip or make a claim?  
If the trip gets canceled for a covered reason – for example, an illness or death in your family or your travel companion’s family, natural disaster, or car accident – trip cancellation can reimburse you up to 100% of your prepaid, nonrefundable trip expenses. Be sure to save all your receipts as you will have to provide them when filing a claim. See our Claim Forms page for information on filing a claim based on the plan you purchased.  

No-obligation Road Trip Travel Insurance Quote 
Ready to take that long-awaited road trip? Get a Quote for Road Trip Insurance today! 



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