Cancel For Any Reason (CFAR Travel Insurance) is an option available on the Trawick Internationals Safe Travels First Class, Safe Travels Voyager, Safe Travels Journey, Safe Travels Flex, and Safe Travels Rental Plus. CFAR provides partial reimbursement of the insured prepaid, non-refundable trip costs when you cancel your trip for a reason not listed on the plan. This benefit is only available to U.S. Citizens and U.S. Residents.

To get this option, you must quote one of the below plans and add the Cancel for Any Reason (CFAR) benefit within the specified time frame from the initial deposit date or final payment date as listed on the plan. To see if you are eligible to purchase CFAR on one of these plans, the day after you first made a reservation or deposit for your trip is considered day one. To qualify for the CFAR benefit, you must also insure your entire non-refundable trip cost.

To use the CFAR option when canceling your trip, you must cancel your trip in its entirety, at least 2 days prior to your scheduled departure date. Please review each of the specific plans below for a list of available benefits, time sensitive periods for purchase and additional limitations/exclusions that may apply.

Please note that we do not have any plans that offer CFAR Travel Insurance in NY.


Coverage limits and availability may vary by state. See Plan documents for details.

Complete underwriter details are available in the brochure.

Safe Travels Armor

Safe Travels Armor is a trip cancellation plan insured by Starr Indemnity & Liability Company for US Citizens/US Residents while traveling to destinations in the USA or abroad. This plan includes up to $15,000 of trip cancellation and offers Optional Cancel for Any Reason. It also covers trip interruption, trip delay, primary baggage loss/delay, primary emergency medical, emergency evacuation/repatriation and more!
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • COVID is treated the same as any other illness
  • Up to $100,000 of Primary Medical coverage
  • Designed for those who are looking for the highest available benefits
  • Cancel for Any reason available within 14 days of deposit
  • Emergency Evacuation and Repatriation
  • Lost Baggage and Baggage Delay
  • Pre-Existing Coverage on plans purchased within 14 days of initial deposit
  • Available to US residents traveling within the United States and abroad
  • Valid for US Residents and US Citizens traveling within the U.S and/or internationally
  • Plan is available for purchase 18 months in advance of departure
  • Coverage for a maximum of 90 days
  • Covers up to age 85
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase

Safe Travels Journey

The Safe Travels Journey plan covers trips up to $50,000 for trip cancellation and includes $150,000 per person of excess medical coverage. The plan covers pre-existing medical conditions provided when coverage is purchased within 14 days of initial deposit, prior to the Final Payment and the full, nonrefundable trip cost is insured. Includes $2,000 for potential accommodations/lodging expenses due to trip delay.
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • Competitive pricing that’s customized for your trip
  • Optional Cancel for Any Reason available within 14 days of initial trip deposit and prior to final payment.
  • COVID is treated the same as any other illness
  • Plan includes $150,000 of Medical Coverage
  • Coverage designed for travel within the United States or International
  • Optional Rental Car Damage Coverage
  • Optional 24 Hour AD&D
  • Valid for US Residents and US Citizens traveling within the U.S and/or internationally
  • Plan is available for purchase 15 months in advance of departure
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • Coverage for a maximum of 180 days

Safe Travels Voyager

The Safe Travels Voyager is designed for those who are looking for the highest available benefit limits to protect your trip. This plan covers trips up to $100,000 for trip cancellation and includes a $250,000 per person limit primary medical coverage with coverage for pre-existing medical conditions when purchased within 21 days of initial deposit, prior to the Final Payment and the full, nonrefundable trip cost is insured.
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • Competitive pricing that’s customized for your trip
  • Optional Cancel for Any Reason available within 21 days of initial trip deposit and prior to final payment.
  • Plan includes $3,000 of trip delay coverage with options to increase up to $7,000
  • $250,000 of Primary Medical coverage with options to increase to $500,000
  • COVID is treated the same as any other illness
  • Pre-existing coverage included on plans purchased within 21 days of deposit and prior to final trip payment
  • Interrupt for any reason available
  • Valid for US Residents and US Citizens traveling within the U.S and/or internationally
  • For ages 14 days to 99 years
  • Coverage for a maximum of 180 days
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase

Safe Travels First Class

Specifically for US Citizens/US Residents while traveling to destinations in the USA or abroad. Insured by Nationwide, and featured in Forbes Magazine for up to $15,000 of trip cancellation. This plan also covers trip interruption, trip delay, lost baggage, emergency medical, emergency evacuation and repatriation. Optional Cancel for Any Reason (CFAR) - Not available in NY or WA
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • COVID is treated the same as any other illness.
  • High end comprehensive plan with competitive benefits
  • Optional Cancel for Any Reason available within 14 days of deposit
  • Pre-Existing medical condition waiver available within 14 days of deposit
  • Property Damage coverage for accommodations - NOT available to residents of NY
  • Emergency Evacuation and Repatriation
  • Up to $150,000 in Secondary emergency medical coverage
  • Valid for US Residents and US Citizens traveling within the U.S and/or internationally
  • Plan is available for purchase 15 months in advance of departure
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • Maximum trip length for ages 80+ is 30 days.

Safe Travels Flex

Safe Travels Flex includes our most popular coverages - Trip Cancellation and Trip Interruption. With Safe Travels Flex you can design your own customized trip cancellation plan based on your needs and travel budget. Do you want to add coverage for your baggage? Or cover emergency medical visits while on your trip? Maybe you want coverage for a Trip Delay or Emergency Medical Evacuation, or you just want to add CFAR - Cancel for Any Reason coverage. This plan is only available to U.S. Citizens and U.S. Residents.
  • Customizable coverage! Build your own plan.
  • Plan includes Trip Cancellation and Trip Interruption Coverage, add any combination of options to your plan.
  • Optional Cancel for Any Reason (CFAR)** available in all states except NY. Not available for travel to or including Israel.
  • Optional Trip Delay (Not available in PA, NY, WA, MO, & MT)
  • Optional Emergency Accident & Sickness Medical and Dental Expense (Not available in PA, NY, WA, MO, & MT)
  • Optional Baggage and Personal Effects (Not available in PA, NY, WA, MO, & MT)
  • Optional Baggage Delay (Not available in PA, NY, WA, MO, & MT)
  • Optional Emergency Evacuation and Repatriation of Remains (Not available in PA, NY, WA, MO, & MT)
  • 10 Day Free Look Period
  • For U.S residents or U.S citizens traveling within the U.S and/or internationally
  • For ages 14 days to 69 years of age
  • Plan can be purchased up to 12 months prior to departure
  • Coverage for a maximum of 30 days
  • Rates are based on age, trip cost and optional coverage added
  • Our Underwriters still consider Israel an active War situation. Losses due to this will be excluded.

Safe Travels Rental Plus

Safe Travels Rental Plus vacation rental insurance plan plan covers trip cancellation up to $10,000 for non-refundable travel arrangement payments such as vacation rentals, hotels, airfare and additional pre-paid amounts for your trip. This vacation rental insurance plan is available for trips starting up to 18 months from today and up to 30 days in length. This vacation rental insurance plan plan is only available to U.S. Citizens and U.S. Residents.
  • Vacation rental coverage for trip cancellation, trip interruption, trip delay and emergency medical
  • Pre-Existing medical condition waiver available
  • Optional - Cancel for Any Reason (CFAR)** available in all states except NY. Not available for travel to or including Israel.
  • Optional Rental Car Damage and Theft Coverage**
  • 15 Day Free Look Period
  • Valid for US Residents and US Citizens traveling within the U.S and/or internationally
  • For age 14 days to 99 years of age
  • Coverage for a maximum of 30 days
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • Our Underwriters still consider Israel an active War situation. Losses due to this will be excluded.

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