Is travel insurance required to travel to Costa Rica?
Travel insurance is no longer required for travelers visiting Costa Rica. As of April 1, 2022 the travel insurance requirement and all other Covid-19 related entry and travel rules for Costa Rica have been eliminated.
Should you buy travel insurance for your trip to Costa Rica?
Yes. Even though travel insurance is no longer required for your trip to Costa Rica, tit is still a smart investment. The level of COVID-19 in Costa Rica is still considered high by the CDC.
Trawick International travel insurance provides comprehensive coverage related to COVID-19. Many travel insurance companies exclude COVID-19 related illnesses; however, Trawick treats COVID-19 like any other illness.
Why buy travel insurance if it is not required?
Presenting a negative COVID-19 test is still a requirement in order to board a plane and return to the USA from Costa Rica. If your test comes back positive while you are at your destination, you will need to isolate and postpone your return until it’s safe for you to travel. Your travel companions may need to quarantine. This is why travel insurance is still a very important component.
Does this plan cover the cost of mandatory COVID testing to re-enter the USA?
No. The cost of this mandatory test is not a covered benefit under any of our travel insurance plans. In addition, if a traveler does not receive the test results in time, this would not be a covered travel delay/trip interruption benefit. Travelers need to plan accordingly to make sure their results will be received before their flights are scheduled to depart.
In the event someone has a positive test, there could be travel delay coverage available to cover costs for additional accommodations due to quarantine.
Who should be insured?
All travelers, no matter the age, should be named on the travel insurance policy.
Can this travel insurance policy be purchased on the day of departure?
No, comprehensive travel insurance must be purchased at least one day prior to your departure date. This coverage cannot be purchased on the day of departure.
Will I receive confirmation of coverage after purchasing online or over the phone?
Yes. After purchase, a letter and certificate of coverage will be sent to the email address provided on your travel insurance application. This documentation confirms you have travel insurance. If you do not receive this email within an hour after purchase, please contact us for assistance. Be sure to check your spam, junk, or promotions areas of your email. You may also try to search through your email using the word “trawick”.
Do the policies cover COVID-19?
Yes, COVID-19 medical expenses are listed as covered in the policy and are treated the same as any other sickness with the Safe Travels plans listed below. To get a quote, click the Get a Quote box on this page.
Safe Travels Voyager and Safe Travels Explorer
These comprehensive plans include coverage for Trip Cancellation, Travel Delay due to quarantine, Trip Interruption, Primary Emergency Medical Coverage including hospitalization, and more.
Safe Travels International and Safe Travels International Cost Saver
Include Primary Emergency Medical Coverage including hospitalization, Trip Delay due to quarantine, and more. These plans do not include coverage for trip cancellation.
Do you offer the option to Cancel for Any Reason?
Yes. With Safe Travels Voyager, there is an option to add a Cancel for Any Reason (CFAR) benefit. CFAR provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments made for your trip if you cancel for any reason not otherwise covered by this policy - like border closures or travel bans.
This option MUST be purchased with the initial policy and within 21 days of the initial trip deposit date, and the full, non-refundable trip cost must be insured. (Please note, this benefit is not available in every state.)
How much does travel insurance cost?
Travel insurance cost is based on your age, cost of the trip, length of trip, and other factors. When purchasing a plan with trip cancellation, like Safe Travels Voyager, you should include all non-refundable travel expenses so you can recover your investment in the event your trip is canceled or interrupted.
When should travel insurance be purchased?
To maximize your benefits, you should insure your trip within 21 days of the initial trip deposit date, and include all prepaid, non-refundable trip costs. You can still purchase travel insurance after the 21 day period but you may not be eligible for time-sensitive benefits, such as Cancel For Any Reason or Financial Default.
PLEASE NOTE: Guidelines may have changed since this was published. Before traveling, you should always check your destination's COVID-19 situation and travel requirements. Countries may have their own entry and exit requirements. Additionally, always check for travel advisories in the area to which you are traveling. Refer to https://www.cdc.gov/ and https://travel.state.gov/content/travel.html for up-to-date information and guidelines.