Trip cancellation insurance helps protect you and the investment you made in your trip when you travel. It provides pre-departure benefits in case you must cancel your trip before you have the chance to take it, and post-departure benefits such as travel delay, trip interruption, and emergency medical expenses to protect you while you are traveling.

Trawick International Safe Travels Trip Protection Plans cover pre-paid, nonrefundable financial penalties or losses you incur when you cancel a prepaid tour or flight for a covered reason. Some plans offer optional Cancel for Any Reason (CFAR) and Interruption for Any Reason (IFAR).

It's best to buy your insurance when making the first payment on your trip, however you can purchase a trip cancellation plan until the day before you leave. For plans that offer Cancel for Any Reason (CFAR), you must purchase the optional benefit within the specified time frame from the initial deposit/final payment date and you must insure all prepaid non-refundable trip costs. Please note that we do not have any plans which offer CFAR in NY.

Please see each plan below for available benefits and limitations/exclusions.

Coverage limits and availability may vary by state.  Refer to the Certificate of Insurance for a list of coverages.

Complete underwriter details are available in the brochure.

Pathway Premium

Covers trip cancellation 100% up to $100,000 and trip interruption of 150% of the insured trip cost. Also included is $100,000 primary emergency accident and sickness medical coverage. It covers pre-existing medical conditions when coverage is purchased within 24 days of deposit and the full, nonrefundable trip cost is insured. It offers $1,000 for potential accommodations/lodging expenses due to trip delay and airline ticket change fee.
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • Cancel for Any Reason (CFAR) option available within 14 days of deposit
  • Pre-Existing Coverage on plans purchased within 21 days of initial deposit
  • Up to $100,000 of Primary Medical coverage
  • COVID-19, SARS-CoV-2 are covered and treated as any other sickness
  • Emergency Evacuation and Repatriation
  • Lost Baggage and Baggage Delay
  • Traveler Lounge Pass/ Runway Health Pre-travel Medication Readiness Consultation
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.
  • Valid for US Residents up to age 85 traveling within the U.S and/or internationally who have not left on their trip
  • Plan is available for purchase 599 days in advance of departure/Coverage for a maximum of 90 days
  • Plan must be purchased prior to departure from the US
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Safe Travels Armor

Safe Travels Armor is a trip cancellation plan insured by Starr Indemnity & Liability Company for US Citizens/US Residents while traveling to destinations in the USA or abroad. This plan includes up to $100,000 of trip cancellation and offers Optional Cancel for Any Reason up to $15,000. It also covers trip interruption, trip delay, primary baggage loss/delay, primary emergency medical, emergency evacuation/repatriation and more!
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • COVID-19, SARS-CoV-2 are covered and treated as any other sickness
  • Up to $100,000 of Primary Medical coverage
  • Designed for those who are looking for the highest available benefits
  • Cancel for Any Reason (CFAR) option available for trips up to $15,000 and within 14 days of deposit
  • Emergency Evacuation and Repatriation
  • Lost Baggage and Baggage Delay
  • Pre-Existing Coverage on plans purchased within 14 days of initial deposit
  • This plan is not available for travel to or in Indonesia, Israel, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan is available for purchase 599 days in advance of departure
  • Plan must be purchased prior to departure from the US
  • Coverage for a maximum of 90 days
  • Covers up to age 85
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • This plan is not available for travel to or in Indonesia, Israel, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Safe Travels Defend

This plan, insured by Starr Indemnity & Liability Company, is for US Citizens and US Residents while traveling in USA or abroad. Covers up to age 85, trips up to 90 days and offers up to $50,000 for trip cancellation or interruption. Covers missed connection, primary baggage loss/delay and trip delay. Provides $50,000 primary emergency medical expense for an unforeseen injury or illness while on your trip. Offers optional car rental damage coverage and optional Air Only Accidental Death and Dismemberment to residents of qualified states.
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • COVID-19, SARS-CoV-2 are covered and treated as any other sickness
  • Up to $50,000 of Primary Medical coverage
  • Comprehensive coverage for pre-travel and once you depart
  • Property Damage coverage for accommodations - NOT available to residents of NY
  • Competitive coverage designed for travel within the United States or International
  • Pre-Existing Coverage on plans purchased within 7 days of initial deposit
  • This plan is not available for travel to or in Indonesia, Israel, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan is available for purchase 18 months in advance of departure
  • Plan must be purchased prior to departure from the US
  • Covers up to age 85
  • Coverage for a maximum of 90 days
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • This plan is not available for travel to or in Indonesia, Israel, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Pathway Plus

This plan is for US Citizens and US Residents while traveling in USA or abroad. Covers up to age 85, trips up to 90 days and offers up to $50,000 for trip cancellation or interruption. Covers missed connection, primary baggage loss/delay and trip delay. Provides $50,000 primary emergency medical expense for an unforeseen injury or illness while on your trip. Offers optional car rental damage coverage and optional Air Only Accidental Death and Dismemberment to residents of qualified states.
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage – and more
  • Pre-Existing Coverage on plans purchased within 7 days of initial deposit
  • Up to $50,000 of Primary Medical coverage
  • COVID-19, SARS-CoV-2 are covered and treated as any other sickness
  • Property Damage coverage for accommodations - NOT available to residents of NY
  • Traveler Lounge Pass/Runway Health Pre-travel Medication Readiness Consultation
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.
  • Valid for US Residents up to age 85 traveling within the U.S and/or internationally who have not left on their trip
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • Plan is available for purchase 15 months in advance of departure/Coverage for a maximum of 90 days
  • Plan must be purchased prior to departure from the US
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Safe Travels Protect

This plan, insured by Starr Indemnity & Liability Company, is for US Citizens and US Residents while traveling in USA or abroad. Covers up to age 85, trips up to 90 days and offers up to $14,000 for trip cancellation or interruption. Provides primary emergency medical expense $25,000 for an unforeseen injury or illness while on your trip. Covers missed connection, baggage loss/delay and trip delay. Optional Accidental Death and Dismemberment.
  • Designed for price-conscious travelers
  • Comprehensive coverage for trip cancellation, trip interruption, emergency medical and post-departure travel coverage
  • Up to $25,000 of Primary Medical coverage
  • COVID-19, SARS-CoV-2 are covered and treated as any other sickness
  • Property Damage coverage for accommodations - NOT available to residents of NY
  • This plan is not available for travel to or in Indonesia, Israel, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan is available for purchase 18 months in advance of departure
  • Plan must be purchased prior to departure from the US
  • Coverage for a maximum of 90 days
  • Covers up to age 85
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • This plan is not available for travel to or in Indonesia, Israel, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Pathway Essential

This plan is for US Citizens and US Residents while traveling within the U.S. and/or internationally. Covers up to age 85, trips up to 90 days and offers up to $25,000 for trip cancellation or interruption. Provides excess emergency medical expense $25,000 for an unforeseen injury or illness while on your trip. Covers missed connection, baggage loss/delay and trip delay. Optional coverages are available.
  • Comprehensive coverage for trip cancellation, trip interruption, emergency medical and post-departure travel coverage
  • Up to $25,000 of Excess medical coverage
  • COVID-19, SARS-CoV-2 are covered and treated as any other sickness
  • Optional coverage for car rental damage is available
  • Optional coverage for listed Adventure and Extreme Sports
  • Traveler Lounge Pass/Runway Health Pre-travel Medication Readiness Consultation
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.
  • Valid for US residents up to age 85 who have not left on their trip
  • Plan is available for purchase 18 months in advance of scheduled departure/Coverage for a maximum of 90 days
  • Plan must be purchased prior to departure on the trip
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • This plan is not available for travel to or in Indonesia, Lebanon, Cuba, North Korea, Palestine, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia and other OFAC or restricted countries.

Pathway Domestic

This travel protection plan is designed for U.S. Citizens and U.S. Residents traveling within the United States. It provides coverage for individuals up to age 85, for trips lasting up to 90 days. Benefits include up to $14,000 for trip cancellation or interruption, as well as coverage for missed connections, baggage loss or delay, and trip delays. Optional coverages are also available.
  • Comprehensive coverage for trip cancellation, trip interruption and post-departure travel coverage
  • COVID-19, SARS-CoV-2 are covered and treated as any other sickness
  • Coverage designed for travel within the United States only
  • Optional coverage for car rental damage is available
  • Traveler Lounge Pass/Runway Health Pre-travel Medication Readiness Consultation
  • Valid for US residents up to age 85 traveling within the USA who have not left on their trip
  • Plan is available for purchase 18 months in advance of scheduled departure/Coverage for a maximum of 90 days
  • Plan must be purchased prior to departure on the trip
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase
  • This plan is not available for travel to any destination outside the USA (50 states).

Safe Travels AnyReason

Safe Travels AnyReason is a trip cancellation plan with Cancel for Any Reason Coverage included when it is purchased within 7 days of your trip deposit date. This plan includes up to $10,000 of trip cancellation. $7,500 of Cancel For Any Reason coverage and covers trip interruption, trip delay, primary baggage loss/delay, primary emergency medical, emergency evacuation/repatriation and offers an optional additional medical upgrade.
  • 100% Trip Cancellation, 100% Trip Interruption
  • 75% of Cancel for Any Reason is included within 7 days of deposit and when trip is more than 60 days from today
  • Up to $15,000 of Primary Medical coverage
  • Optional Medical upgrade to $50,000
  • COVID-19, SARS-CoV-2 are covered and treated as any other sickness
  • Emergency Evacuation and Repatriation
  • Lost Baggage and Baggage Delay
  • Available to US residents traveling within the United States and abroad
  • Valid for US Residents traveling within the U.S and/or internationally who have not left on their trip
  • Plan is available for purchase 18 months in advance of departure
  • Plan must be purchased prior to departure from the US
  • Coverage for a maximum of 30 days
  • Covers up to age 85
  • Plan rates are per person, based on trip costs, number of days and age of traveler at the time of purchase

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