Are TSA Delays Covered Under Your Travel Insurance?

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Probably everyone who frequently travels has dealt with some type of travel delay. With the increasingly stringent TSA requirements, one of the slowest steps in making it to your flight is having to wait in security checkpoint lines. These lines can take quite some time, especially if you are headed to a foreign country. It’s not an unusual circumstance to miss a flight because of a TSA delay or suddenly finding yourself unable to get on another flight because it’s already full.

So, you might be wondering whether such a delay will be covered under your travel insurance policy, assuming you purchased one. Unfortunately, a delay in your trip due to the TSA security check will not be covered by your insurance. A delay because of a mechanical breakdown in the aircraft? Yes, it’s covered. A hurricane that prevents or affects travel? It’s possible. To know exactly what’s covered, make sure you thoroughly read your policy coverage or contact our excellent customer service team who will be happy to answer any of your questions.

TSA delays do not fall under what the travel insurance industry calls “peril coverage” as there is nothing perilous about it. If you’re concerned about running into such a situation the next time you plan a long flight, the best way to avoid such delays is to arrive at the airport early and with plenty of time so you have more than enough time should unforeseen TSA circumstances arise or get TSA Pre✓ and use the shorter lines at the airports. (This is a serious time saver especially if you travel frequently.)

Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com. 

PLEASE NOTE: Guidelines may have changed since this was published. Before traveling, you should always check your destination's travel requirements. Countries may have their own entry and exit requirements. Additionally, always check for travel advisories in the area to which you are traveling. Refer to https://www.cdc.gov/ and https://travel.state.gov/content/travel.html for up-to-date information and guidelines.