Cruise Insurance Is Necessary In 2021

Travel Insurance Is Necessary For 2021 Cruisers

For over the past sixteen months, we have been dealing with the COVID-19 pandemic.  The pandemic has greatly affected everyone across the globe. Unfortunately, one industry that was greatly hindered by the COVID-19 virus was the travel industry.  If you look back over the past 16 months, countries closed their borders, amusement parks went dark, hotel rooms stayed empty and cruise ships remained in port.  

Luckily, we have started to see countries reopen for travelers from abroad over the past few months.  We have witnessed vaccinations across the globe start to roll out.  With each positive step forward, more and more people are looking to travel again.  One thing that potential travelers need to focus on is the need for travel insurance.  

A 2018 report issued by AAA indicates that travelers’ behavior has dramatically changed towards purchasing travel insurance.  More and more potential travelers are buying travel insurance before 9/11—only 10% percent of travelers purchase travel insurance.  Today we are seeing almost 40% percent of travelers who are booking trips are buying travel insurance.The reason for this is two-fold. Numerous countries across the world require travelers to have some form of travel insurance to enter their territory.  The other reason is travelers want more protection than in the past to protect their investment in their trip. 

Why Is Travel Insurance Necessary For Your Upcoming Cruise?

The world that we live in has drastically changed since last March when the COVID-19 pandemic began.  Cruise lines were completely shut down last year because of the fear of spreading the virus. However, this year after an immense amount of safety precautions were implemented, the cruise industry set sail again.  This is a great thing, but all travelers embarking on a cruise must protect themselves if something unexpected occurs.

That is why we highly suggest travelers looking to take a cruise in 2021 should make sure they purchase a trip cancellation plan with the “Cancel for Any Reason” benefit.  This benefit allows travelers to cancel their trip up to two days before it starts and the insured can be reimbursed for up to 75% of their prepaid, non-refundable, insured travel expenses.  The cruise industry's state is still in flux and having the Cancel for Any Reason benefit provides additional protection.  Trawick International is one of a handful of Travel Insurance providers that offer a Cancel for Any Reason benefit.  In addition to our Trip Cancellations offering, we provide a full suite of travel insurance products such as Emergency Travel Medical, Emergency Medical Evacuation, Trip Interruption, Travel Delay, and Baggage Protection.  You may not need all of these plans but getting the correct type of protection for your investment is imperative.

Should you buy the insurance offered by the cruise line?

We recommend that you work always work with a travel insurance provider when purchasing travel insurance.  When you work with a travel insurance provider, such as Trawick International, you will obtain a travel insurance plan that meets your cruising needs and for a better price.  For example, If you are booking a flight, hotel, cruise, and excursions, you should buy a travel insurance plan from Trawick International. Our plans make sure you are covered for all parts of your travel experience, from when you leave your house to the time you return home.  When you purchase travel insurance from the cruise line, you will be paying a higher price and its insurance plan does not offer a wide range of benefits. It only includes coverage while on the cruise. To learn more about the differences between obtaining travel insurance from a cruise line and a travel insurance provider, see our blog post on the topic. 

Travel Insurance is now a Requirement for Unvaccinated Travelers On Certain Cruise Lines

A recent report by MSNBC stated that Royal Caribbean now requires all guests over the age of 16 sailings from U.S. ports, except those in Florida, to be fully vaccinated. Starting Aug. 1, the rule will apply to all guests over 12. Passengers leaving from Florida ports from Aug. 1 to Dec. 31 who are not vaccinated will need travel insurance.  Royal Caribbean is the first cruise line to make travel insurance mandatory for unvaccinated travelers. Over the next few weeks, we believe other cruise lines adopt this policy, making it imperative to have travel insurance before going on a cruise.

Work With The Best

No matter what cruise line you are looking to embark on this year, make sure you contact Trawick International to get a customized travel insurance quote. Trawick was rated one of the best travel insurance providers for 2021.  Remember to look at plans that offer a Cancel for Any Reason (CFAR) option, so you have the opportunity to cancel if you just decide not to travel (learn more about CFAR travel insurance).

Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or