Hurricane Season Travel Insurance

2021 Is Shaping Up To Be The Most Volatile Hurricane Season On Record

With travel restrictions being lifted each month, many U.S. travelers are looking to take vacations to the Gulf Coast, East Coast, and the Caribbean. Travelers to these destinations need to be aware that from now until November 30, 2021, is hurricane season in the Atlantic. This year’s hurricane season is shaping up to be the most volatile on record with headlines such as “2021 Atlantic hurricane season breaking records already”, and many others. 

What does this mean for travelers?

Travelers have to take proactive measures to protect their travel plans. The best way to do this is to purchase travel insurance. The question now is, what kind of travel insurance should they buy? The best type of travel insurance to purchase during hurricane season is Trip Cancellation insurance. Trip Cancellation insurance includes coverage for Trip Cancellation, Trip Interruption, Travel Delay, and more.

What does trip cancellation insurance cover?

Trip Cancellation provides reimbursement for unused, non-refundable, pre-paid trip costs if you are prevented from taking your trip due to certain unforeseen events that prevent you from traveling, such as a hurricane. For example, you are scheduled to travel to the Caribbean and a hurricane occurs. If you purchased Trip Cancellation insurance, you would receive a refund since you were not able to go on your vacation. Below are some factors that can cause your trip cancellation policy to be activated:

  • Weather at departure site that causes a carrier delay of 12 hours or more

  • Natural disaster at the destination that renders your accommodations uninhabitable

  • Mandatory evacuation at Your trip destination due to hurricanes or other natural disasters

  • Home is made uninhabitable by a hurricane or natural disaster

  • Interruption of water, electric, sewage, or gas service(s) at Your destination, for more than six hours due to inclement weather or natural disaster

  • Accommodations at destination made inaccessible by original mode of transportation due to hurricane or other natural disasters

  • A closed roadway to or from your trip destination

  • Arrival at trip delayed due to a hazard (including weather) that causes you to lose 50% or more of trip duration

  • Cancellation of sporting competition due to weather which you traveled more than 100 miles from home to attend

How does trip interruption and travel delay work?

Once you depart for your vacation, you are eligible for Trip Interruption coverage. Trip Interruption provides reimbursement for unused land and water activities along with additional transportation costs used to return home or rejoin your trip if a hurricane were to occur. 

Travelers should be aware that Trip Interruption and Travel Delay coverage complement each other.

If you’re delayed and stuck somewhere, chances are you are also missing a portion of your trip. Trip Interruption could provide benefits for unused travel arrangements and Travel Delay can provide coverage for additional out-of-pocket expenses incurred during the delay such as reimbursement for hotel accommodation, meals, telephone calls, and local transportation while delayed.

When to purchase travel insurance for hurricane season?

You MUST purchase your policy before a storm is named. The development of a hurricane usually goes as follows: the system starts forming and becomes a tropical disturbance, a tropical depression, a tropical storm, and then finally transforms into a hurricane. Once a storm is named, Trip Cancellation and Interruption coverages are lost for that named storm. So, to ensure that you are covered for every possible reason, it is important to book your policy as soon as you book your trip. 

With the proper coverage, travelers now have peace of mind and protection when they are traveling this hurricane season. To obtain a quote for Trip Cancellation Insurance, please visit Trawick International.

Work With The Best

Trawick International was rated one of the best travel insurance providers for 2021 by Forbes Advisors.

Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or