Key Takeaways

  • Different kinds of Spring Break travel require different types of travel insurance 
  • Cruise insurance includes Missed Connection Coverage in case travel delays cause you to miss the cruise ship 
  • Vacation Rental insurance covers nonrefundable payments for vacation rentals, airfare, and additional pre-paid non-refundable trip costs 
  • Adventure Travel insurance covers sports, activities, and equipment not typically covered by standard travel insurance

Why Should You Buy Travel Insurance for Spring Break?

Buying insurance for your spring break vacation – or any vacation – is important to enable you to travel with confidence, knowing that if something unforeseen happens to delay, interrupt, or even cancel your trip, you will be covered. Additionally, it can help cover expenses if you get sick or injured while traveling and need emergency care – especially important if you are traveling away from your home country, where your regular health insurance may not cover you.

When Should You Buy Travel Insurance

It's best to buy travel insurance within a week of the date you make the first payment on your trip. However, you can purchase Trawick International trip cancellation plans up until the day before you leave for your trip or buy a travel medical insurance policy up to the day you depart for your trip. It is worth noting that in either case, coverage will take effect at 12:01 a.m. the next day.

What Is The Best Travel Insurance Coverage For Spring Break?

The best type of insurance for your spring break adventure depends on the type of trip you are taking. See below for some of the most popular trip types and the recommended travel insurance for each:

Spring Break Cruise Insurance

Taking a cruise this spring break? Cruise insurance is the way to go. In addition to covering pre-paid, nonrefundable expenses if your trip is canceled, delayed, or interrupted, cruise insurance plans like our popular Safe Travels Voyager and Safe Travels Armor also offer Missed Connection coverage. Say your flight is delayed due to unforeseen inclement weather, and you literally miss the boat, Missed Connection coverage can help save the day and your investment.

Catching up with the ship can lead to additional expenses, and Trawick International plans provide coverage for those additional expenses, including transportation, reasonable accommodations, and meal expenses. Additionally, Missed Connection coverage can reimburse you for non-refundable payments made on the unused portion of the cruise. Just be sure to save your receipts as you book and pay for your travel and travel-related expenses. You will need those if you have to file any claims.



Spring Break Vacation Rental Insurance

Staying in a vacation rental property? Trawick International Safe Travels Rental Plus is the plan for you. Safe Travels Rental Plus covers nonrefundable payments for vacation rentals, airfare, and additional pre-paid non-refundable trip costs. It also provides coverage for Rental Property Damage and can reimburse your expenses, such as accommodations if travel is delayed or interrupted due to inclement weather, help cover emergency medical and dental expenses, and more.

Optional Cancel for Any Reason coverage can be added, which is the safest bet when it comes to travel insurance. CFAR lets you cancel for any reason, even if it is not listed on the plan, and still receive 70% reimbursement on those pre-paid, nonrefundable expenses if you cancel at least 48 hours before you are due to depart.



Spring Break for Adventure-Seekers

Planning a spring break vacation that includes a sport or activity? An adventure travel insurance plan is for you. Since most adventure sports and activities are typically excluded from standard trip cancellation and travel medical insurance policies – meaning accidents or injuries that happen while participating in the activity would not be covered – you will want to get a plan specifically for adventure travel, like the award-winning Trawick International SafeTreker plan.

SafeTreker adventure travel insurance is comprehensive coverage that includes trip cancellation, trip interruption, and medical coverage, along with more than 450 covered sports and activities. It also provides coverage for damaged, lost, or stolen equipment used in those activities, whether yours or rented. And, for the most adventurous among us, if you become lost, hurt, or endangered, there is coverage for search and rescue efforts and emergency evacuation (medical and non-medical). Whether you are birdwatching or climbing Everest, SafeTreker has you covered.  

Do I really need travel insurance for Spring Break?

Spring break is all about getting away for some fun and relaxation. And what's more relaxing than knowing Trawick has you covered if something unexpected happens while you are traveling? Nothing we can think of!

Without travel insurance, you could lose all the money you spent on prepaid expenses and be forced to cover the fees associated with changing travel arrangements. With travel insurance, you are covered, and we can help you get through the unexpected that can disrupt your spring travel plans. 

Still not sure what you need for Spring Break?

If you are unsure what the right plan is for your upcoming spring break trip, our best-in-class 24/7 customer service team can help. Contact us via phone, email, text, WhatsApp message, or live chat at any time, and a customer service rep will be happy to answer all your questions. 

RELATED: Most Popular Travel Insurance

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