The Benefits of Travel Health Insurance

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The Benefits of Travel Health Insurance

Will you be traveling abroad this spring break or during the summer? Having travel insurance is imperative to take care of potentially costly expenses due to an unforeseen medical emergency. It’s also important to be aware of your policy details including the number to call in case of an emergency. Not being prepared with the necessary information could lead to hassles for your family or time sensitive delays if you need to be hospitalized overseas. 

If your plans involve a hiking, skiing, or any activity that involves significant physical activity, strongly consider having a checkup done before leaving . You can also checkout our DOGTAG® branded plans that cover adventure sports in Adventure Travel Plans. You should also have your insurer’s telephone number readily available and policy details like your policy number.

Travel insurance companies will typically extend two types of insurance claims: Cashless Facility or Reimbursement Facility, and it’s important to understand how these differ. In a Cashless claim, the customer or a representative from the hospital can contact the emergency line mentioned on the insurance policy to register a claim, which will be validated by the insurance company’s Assistance Service Provider. Should the claim be payable, the due authorization will be given to the hospital and the Provider will take care of settling the bill with the hospital.

In a Reimbursement Claim, the customer or a nominee contacts the emergency number on the policy and registers their claim on the date of the incident. The insurance company’s Assistance Service will validate the policy, acknowledge the claim, and provide the number for the claims registration. There will likely be a specified timeline to submit the claim supporting documents to the insurance company. If and when the claim is approved, the amount will be paid by the insurance company to the customer or nominee.

If you have questions about what kind of coverage you may need, please visit our website and use our live chat feature or just give us a call at 888-301-9289! We would love to help you find a perfect plan for your trip. 

Founded in 1998, Trawick International is a full service travel insurance provider specializing in protecting travelers of all types around the world. We offer a variety of travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. 

Our company mission is to deliver superior travel and medical insurance products which offer the best 24/7 emergency assistance services available. To become a Trawick International partner call 888-301-9289 or email info@trawickinternational.com. 

PLEASE NOTE: Guidelines may have changed since this was published. Before traveling, you should always check your destination's travel requirements. Countries may have their own entry and exit requirements. Additionally, always check for travel advisories in the area to which you are traveling. Refer to https://www.cdc.gov/ and https://travel.state.gov/content/travel.html for up-to-date information and guidelines.