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First Time to Portugal

portugal travel insurance

From the charming city of Porto to the brilliant city of Lisbon, the sunny and picturesque beaches of Algarve and the quaint villages found across the country, it is not hard to see why Portugal is such a popular vacation destination. Add to that the traditional cuisine (Pastel de Nata is only the delicious beginning!) and the kindness of its people, and your experience in Portugal is sure to feel authentic and enriching.  

Portugal is an ideal destination any time of the year, as it has a fairly mild and pleasant climate year-round. If you are thinking about visiting Portugal this summer, but don't know where to go, consider one of its two flagship cities: Lisbon or Porto. Both are ideal for soaking up Portuguese culture through the streets, squares, and architecture — characterized by distinctive tile-covered buildings —   and some of the country's most famous monuments. The official language is Portuguese, but don’t fret if it is not one of your spoken languages, as English is commonly spoken in tourist areas. 

For your visit to Lisbon, the capital of Portugal, you will need several days to explore. Take in all the sights and sounds of the Praça do Comércio, visit historic Castelo de São Jorge, take a walking tour through the Alfama district, or take some breathtaking panoramic photos from the top of the Santa Justa lift. If your schedule allows, Sintra and Cascais should not be missed on your list of activities – plan a day trip for each. 

In Porto, considered the capital of the north, the lively atmosphere of this World Heritage city will grab you from the very first moment. After visiting the church of Santo Ildefonso, buying wine in some local shops, and strolling through the gardens of the Crystal Palace, an excursion to the foot of the emblematic Pomte Dom Luís I to watch the sunset on the banks of the Douro River is a must. 

On the other hand, if you feel like traveling to an exotic destination, you can do so without leaving Portugal. Thanks to its geographical location in the middle of the Atlantic Ocean, the archipelagos of Madeira and the Azores will allow you to spend your vacation discovering the biodiversity, traditions, and landscapes unique to Portugal. 

What to know before heading to Portugal 

All travelers entering mainland Portugal must either show proof of vaccination, valid recovery certificate, a negative PCR test taken 72 hours before boarding, or a negative antigen test taken 24 hours before boarding. 

EU travelers to Portugal can show their EU Digital Covid Certificate proving vaccination, negative test, or recent recovery. Vaccinated travelers hailing from non-EU countries with a reciprocal agreement with the EU can show relevant vaccination certificates. For a list of these applicable countries, visit the European Commission website. 

Also good to know:

  • Passengers no longer need to complete a passenger locator form before departure.
  • Children under 12 can enter Portugal without showing a vaccination certificate or negative test.
  • Arriving in Portugal by sea entails the same entry regulations as air. 

What can visitors expect? 

On mainland Portugal, face masks are mandatory on public transport and in taxis. 

It's no longer required to present proof of vaccination or a negative test to enter bars and clubs, eat indoors at restaurants, visit tourist establishments, stay at local accommodations, or attend events. 

Rules on the island of Madeira are slightly different. For full details, see the VisitPortugal website. 

Travel Insurance for Portugal

All international tourists who require a Schengen visa to enter Portugal must have a valid travel medical insurance plan. However, if you can travel to Portugal visa-free, then travel insurance is not mandatory. For all travelers, regardless of visa status or requirement, we recommend purchasing a comprehensive trip cancellation insurance plan that protects the investment you made into the trip and provides additional coverage should something unforeseen happen while visiting. See our Travel Insurance for Portugal page for additional information. 

Ready to head to Portugal? Get a no-obligation quote for travel insurance today. 


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com.

By Administrator at 20 Jun 2022

LGBTQ+ Travel in 2022

pride lgbtq travel insurance explained

In the U.S. and many other countries, June is Pride Month, a time for the LGBTQ+ community to come together and celebrate. Parades, marches, and events honor the progress made for LGBTQ+ rights and shed light on other areas where improvement is still needed. What began as a march in June 1970 to commemorate the Stonewall Uprising of 1969 in New York has become a month of all things Pride. 

One area that has seen progress is LGBTQ+ travel. In 1964, before Stonewall and the first Pride marches, Bob Damron hopped in his car and traveled the coast of California to find safe spaces for the LGBTQ+ community to gather while traveling. He collected his findings in a pocket-sized guide and called it The Address Book. It quickly became the go-to guide for LGBTQ+ travel and opened the doors for the LGBTQ+ travel industry.   

Fast forward almost 60 years to 2022, and a quick Google search delivers pages and pages of travel information, agencies, and companies catering specifically to the LGBTQ+ community. Travel companies like Atlantis, Vacaya and RFamilyVacations.com can help you plan your adult-only or family-friendly adventure. You can also find many cruises and cruise lines welcoming LGBTQ+ travelers. Among them, Celebrity Cruises' annual Pride Party at Sea, Royal Caribbean, a cruise line with a long history of being LGBTQ+ friendly, and relative newbie, Virgin Voyages, also known for its welcoming atmosphere. 

Much has changed since The Address Book was published, but unfortunately, even in 2022, safety is still a concern for LGBTQ+ travelers. One benefit of working with LGBTQ+-focused travel companies and agencies is that they do the research and know the areas that are safe. Of course, vacations do not have to be LGBTQ+-only to be safe and enjoyable. If you are more of a DIY traveler but have safety concerns, the International LGBTQ+ Travel Association (IGLTA) provides free travel resources and information to help you plan a worry-free vacation, including travel guides and links to travel partners.  

Not all Travel Insurance is Created Equal

Travel insurance should be your next purchase once you have planned your ultimate vacation. There are many options, but trip cancellation plans offer you the best, most comprehensive benefits. In addition to providing coverage if you need to cancel your trip before you even have the chance to depart, trip cancellation plans include benefits for travel medical, travel delay, trip interruption, baggage delay, and more while you travel. 

Most travel insurance companies offer trip cancellation plans, but not all are created equal. There are a couple of definitions to understand when deciding which trip cancellation plan to buy: Traveling Companion and Family Member. On Trawick International trip cancellation plans, a Traveling Companion is someone who has coordinated travel arrangements or vacation plans with you and intends to travel with you during the trip. This person does not have to be on the same travel insurance plan as you. A Family Member includes you or your Traveling Companion's legal or common-law spouse or domestic partner, children (natural, adopted, or step), in-laws, parents, grandparents, and other immediate and extended family members.   

This is important if, for example, you are planning a trip with a friend. You buy your plane tickets, book your hotel, pre-pay for some activities, then buy trip cancellation insurance and insure all your pre-paid, non-refundable trip costs. You are ready! And then, something happens. Your friend's Domestic Partner who is not traveling with you becomes ill. The trip is canceled, and none of the trip expenses you paid are refundable. In this situation, a Trawick International trip cancellation plan could reimburse you for those pre-paid, non-refundable deposits because your friend is your Traveling Companion and your Traveling Companion's Domestic Partner is a Family Member.  

Trawick International trip cancellation plans treat everyone equally. We understand that Traveling Companion and Family Member do not look the same for everyone, and we want to help you enjoy your time together without worrying about what if something happens.   

Ready to plan your trip? Get a travel insurance quote today. 


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com.

By Administrator at 14 Jun 2022

France Travel Requirements

things to know before travel to france

Planning a trip to France? Here’s what you need to know before you go.

France is one of the most popular European travel destinations, and for good reason. Art, culture, architecture, food, wine, shopping, and rich history are all at your disposal as soon as you touch down on French soil. Paris alone could take up your entire itinerary, no matter how long you stay. The Eiffel Tower, the Louvre, Champs Elysees, Notre Dame, world-renowned shopping, 100+ Michelin star-rated restaurants, and so much more await. 

Step outside of Paris and walk the vineyards and chateaux of the Loire Valley or bike along the Loire River. Take a culinary tour of Bordeaux, relax on the pebbled beaches of Nice, or take an excursion to one of the many castles peppered throughout the country. There is no shortage of things to do, see, taste, and experience, no matter what kind of traveler you are. 

But, before you say bonjour la France, make sure you understand the pre-departure and arrival guidelines, so there are no surprises once you get to the airport. No one wants to start a vacation, or any trip for that matter, running around the airport tying up loose ends you didn’t know were loose. Read on to learn what you need to know before you go. 

Before Departure

All travelers to France must complete a Passenger Locator Form (PLF) prior to departure. You can complete a digital version of the PLF (dPLF) via https://app.euplf.eu/#/ or request a form from the airline on the day of departure. Before you board the plane, the airline will collect one of the following: 

  • Paper form 
  • QR code generated upon completion of the digital form 
  • Confirmation email received upon completion of the digital form 

Requirements Based on Vaccination Status

Fully vaccinated travelers may enter France freely, without any pre-travel testing. The nuance here lies within the requirements to be deemed fully vaccinated by European regulations, which are the ones that matter if you are heading to France. Per these regulations, you must receive the final vaccination series dose or a booster within nine months before travel. 

Unvaccinated travelers and travelers who do not meet the nine-month guidelines must provide proof of one of the following: 

  • A negative antigenic test within 48 hours of departure 
  • A negative RT-PCR test within 72 hours of departure 
  • A certificate of recovery older than 11 days and less than six months 

The airline you are traveling with will confirm this before boarding.  

Upon Arrival in France 

For fully vaccinated travelers (those travelers fully vaccinated within the regulations stated above), proof of a complete vaccination schedule is sufficient to arrive in France, regardless of the country of origin. 

For unvaccinated travelers from countries on the “green” list, no further testing or isolation is required upon arrival. 

Unvaccinated travelers from a country on the “orange” list must present a compelling reason justifying the need to come to mainland France. They also may still be subject to a random test on arrival. Travelers who test positive will have to isolate themselves. 

Green and orange zoned countries are classified based on the current circulation of the COVID-19 virus. To see the complete green and orange countries list, visit https://www.interieur.gouv.fr/covid-19-international-travel

Other Requirements 

By May 2023, all visitors who do not need a visa to enter Europe will be expected to apply for a European Travel Information and Authorization System(ETIAS) travel authorization. There are currently 63 countries on this list, including the United States. 

Travel Insurance for France 

For citizens of countries that require a Schengen Visa to enter France, you must have a valid travel medical insurance plan that includes at least €30,000 (around $32,000) to apply for the visa. Our Safe Travels International plan meets this requirement and provides a signed visa letter. 

For all others, travel insurance is not a requirement to enter France. Still, it is always wise to protect your financial investment in the trip and cover yourself should any accidental injuries or illnesses happen while you travel. 

Read more about travel insurance for France here and get a quote today! 


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 25 May 2022

What to Expect for Summer 2022 Travel

What to Expect for Summer 2022 Travel

Summer is right around the corner and that means so are all your long-awaited summer vacation plans. With travel restrictions and mask mandates dropping by the day and the world opening back up, 2022 has become the year of making up for lost time, especially when it comes to travel. So, you’ve done everything you need to do, like getting vaccinated, securing your negative test results on time before your trip, and even quarantining when necessary. You are ready for vacation! 

But are the airlines and cruise lines ready for you? To put it candidly, experts predict “a summer of travel chaos,” according to this article from CNN. But why? On one side,  there are the travelers who have been waiting to take these trips for over two years now and are out en masse, ready and raring to go. On the other side, airlines and other travel institutions had many layoffs during the pandemic and are still trying to play catch up with hiring staff, which is more difficult to do now than it was pre-pandemic. The combination of the two creates the chaos that we are seeing in recent headlines. 

Some experts are advising people to stay away from Europe during the month of August, typical peak tourist season, due to technical issues affecting British Airways, the United Kingdom’s most used carrier. If you are already planning to travel to Europe this summer, you may want to consider a travel insurance plan that includes Cancel For Any Reason. With this type of coverage, you can cancel your trip for reasons not covered under the base Trip Cancellation plan and still receive up to 75% reimbursement of your non-refundable trip costs. If the travel trends we are seeing now get worse over the summer with delays and cancellations, this is one of the safest insurance options you can have to protect your trip investment.

Prepare for the Chaos

So, what can you do to prepare for the summer chaos? Really, the best thing you can do is make plans as far in advance as possible. This means booking your flight or cruise, well, yesterday, but it’s not too late to do it now! Booking early allows time to make alternate plans if your flight gets canceled. In the US specifically, if an airline cancels your flight, it is obligated to find an alternate way to your destination, although their timeline and yours may not be on the same track.

Additionally, booking travel through a trusted travel agent is a smart way to go. They want your trip to go just as seamlessly as you do and have access to information and deals you cannot find on your own. They also keep up with which airlines have the most on-time flights and least cancellations so can help guide you accordingly. 

If you have already booked your summer trip, get a travel insurance quote today. From missed connections to canceled events, there’s a policy at Trawick International that can cover you and save you from losing money if things happen to go awry. You can purchase some plans right up until the day before you leave, but some benefits, like Cancel For Any Reason, must be booked within a specific window of time after your first trip deposit. 

Our customer service team is always ready to answer your questions and help you choose the best travel insurance plan for your trip and budget. Live chat with a representative, call us at (888) 301-9289, or email info@trawickinternational.com 24 hours a day, seven days a week. 


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 11 May 2022

2022 Cruise Guidelines

Cruise Travel Insurance Guidelines 2022

On March 14, 2022, the Centers for Disease Control and Prevention (CDC) lowered the Travel Health Notice for cruise ship travelers to Level 2 (moderate). This is down from the Level 3 (high) issued in February 2022 and, before that, Level 4 (very high) given in December 2021. 

Phew! Did you get all of that? Keeping up with the rapidly changing guidelines can be tricky. The bottom line is that taking a cruise is now considered a moderate risk, and that is terrific news for cruise lines and cruise-goers, especially with all the good deals that wave season has to offer right now. But the CDC also warns that “cruise ship travel is not a zero-risk activity.” For the most up to date status of a particular cruise lines and ship, be sure to check CDC’s Cruise Ship Color Status webpage status classification before traveling. 

Additionally, many major cruise lines have eased masking requirements and adjusted testing protocols for travelers. But don’t throw away your masks quite yet, as requirements differ from cruise line to cruise line, port to port. Below, we have collected guidelines for four major cruise lines: 

Carnival Cruise Line 

Carnival continues to operate vaccinated cruises with enhanced protocols. There are limited vaccine exemptions based on age, medical necessity, and federal requirements. 

Mask Requirements: Carnival recommends but doesn’t require masking while indoors on the ship. However, certain areas and activities require wearing a mask, such as in the medical center and during the boarding and de-boarding process. 

Testing: Protocols differ based on vaccination status. Travelers who are up to date with vaccines (meaning, fully vaccinated + booster, if eligible) may take their test within three days before sailing. Those who are fully vaccinated but have not received the booster need to test within 48 hours of setting sail. 

Travel Insurance Requirement: Carnival requires travelers sailing from Florida, Texas, South Carolina, and Virginia to provide proof of travel insurance coverage for each unvaccinated guest at check-in. If you live in one of these states, contact us to get a travel insurance quote.

Disney Cruise Line 

All vaccine-eligible travelers ages five and up must be fully vaccinated as defined by CDC at the time of sailing. 

Mask Requirements: Face coverings are not required in most indoor locations aboard the ship. But if you plan to go to the Walt Disney Theatre, bring that mask because everyone needs to wear one. Guests under five who are currently ineligible to be vaccinated are required to wear a mask in youth activity spaces and the Bibbidi Bobbidi Boutique. 

Testing: Those who are not vaccine eligible because of age must provide proof of a negative COVID-19 test taken between three days and 24 hours before the sail date. Regardless of age and vaccination status, all travelers are required to take a COVID-19 test at the terminal before boarding. 

Royal Caribbean 

Vaccination requirements for Royal Caribbean cruises vary by port of departure and age group. We highly recommend reading their FAQs on vaccination requirements by port before booking. 

Mask Requirements Onboard the Ship: Masks are recommended but not required onboard the ship for fully vaccinated guests. Everyone must wear a mask at the cruise terminal during the boarding and screening process and disembarkation. 

Unvaccinated children aged two and up must wear masks indoors and in crowded settings and while at the youth program. 

Testing: Testing is required for all cruises, but as with vaccinations requirements, testing requirements vary based on the port of departure and age group. Be sure to check their FAQs on COVID-19 testing

Norwegian Cruise Line 

All guests aged twelve and over must be fully vaccinated at least two weeks before departure to board. Unvaccinated children under the age of 12 are welcome, but it is the parents’ responsibility to be aware of any local protocols and travel restrictions at the visiting destinations at the time of sailing. 

Mask Requirements Onboard the Ship: For most sailings, wearing a mask is recommended but not required since Norwegian cruises operate with 100% vaccination of crew and guests aged 12 and over. 

On Europe sailings only, all guests must wear masks onboard while indoors except for when actively eating or drinking or when in their stateroom. Guests will also be required to wear masks outdoors when social distancing is not possible. 

Testing: All travelers must provide proof of a negative COVID-19 test two days before the sailing date for cruises originating in a U.S. port, and three days prior for voyages departing from a non-U.S. port. 

Always Check for Up-to-Date Guidelines

The guidelines listed above are just a starting point. There are many more cruise lines, each with its own set of rules and regulations. Always check the latest information on the cruise line website before booking your cruise to ensure you meet all the requirements and are comfortable with the guidelines in place. 

Once you book a cruise, your next step should be protecting the investment you made into the cruise with travel insurance to help cover any non-refundable travel, event, and excursion costs associated with the cruise. Read our helpful article, Seven Things to Know About Cruise Insurance and get a quote on our award-winning cruise insurance. 


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 24 Mar 2022
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