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An Adventure of a Lifetime Postponed

Curts Adventure of a Lifetime Postponed

Sometimes Life Happens & Adventures Are Put On Hold

As many of you are aware, our very own Curt Carlson was going to take on an adventure that is considered one of the toughest challenges for adventure travelers in the Western Hemisphere.  Unfortunately for Curt and all of us who were planning on following his travel journey, he experienced an injury while training and will not be able to go on his mountain hiking adventure.

Curt was scheduled to embark on a 14-day mountain climbing trip with mountain climbing experts Mountain Madness if you recall from our previous blog post.  The tour he chose is called Volcanoes Around Ecuador: Guided Mountaineering on Cayambe, Cotopaxi, and Chimborazo.  He was determined and trained to make it to the summit at Cayambe, 18,996 feet above sea level.

Curt wanted us to reach out to everyone and thank them for their interest in his journey and all of the good wishes after his injury. He also wanted us to take this time to explain how SafeTeker would work if he were injured while hiking during his trip. 

Understanding The Travel Insurance He Choose

Please remember he chose to purchase SafeTreker, an adventure travel protection product designed to cover numerous sporting activities.  This adventure travel product offers varying benefits and coverage levels, depending on your budget and travel needs. 

The policy that Curt chose to protect his investment in his travel adventure was SafeTreker Extreme+.  He chose this plan because it covers his mountain climbing activity and provides up to $10,000 for Trip Cancellation/Trip Interruption coverage with up to $100,000 Accident and Sickness Medical Coverage, up to $3,000 for baggage, Search and Rescue up to $10,000, and Sports Equipment Rental protection up to $3,000, among other benefits.

An Example Of How SafeTreker Would Work

Imagine that Curt is on the second leg of his journey with his tour group, Mountain Madness.  They are hiking up the world’s highest active volcano, Cotopaxi. I mean, you are hiking an active volcano. What could go wrong?  Two-thirds up their ascent of Cotopaxi, the climber in front of him, slips and falls back into him, knocking him off of his feet and he tumbles down the side of the volcano.

His Mountain Madness team rushes to his aid and determines that Curt has significantly injured his knee. 

It could have been much worse for Curt if he didn’t have SafeTreker adventure travel protection, as horrible as this situation sounds.  We noted that Curt chose SafeTreker Extreme+ as his insurance policy.  This policy provides up to $100,000 in Accident and Sickness Medical Coverage.  This coverage will cover the costs associated with the treatment of his injuries.  Additionally, his Trip Interruption coverage will reimburse Curt for the portion of the trip he missed and cover his return flight home.

Sometimes Things Happen When Going On Adventures

We are sad to say that Curt will not be going on his adventure, and we are glad the hypothetical situation we described above didn’t happen.  Still, we want everyone to know if you are willing to embark on an extreme adventure, make sure you talk to us and obtain a SafeTreker policy before you go on your journey.

By Administrator at 26 Jul 2021

Travel Regulations For European Countries

Travel Regulations For European Countries

Europe Is Now Open To Travelers From USA 

On June 16, 2021, the European Union designated the United States on the safe list.  So what does this mean for American travelers?  Regardless if the American traveler is vaccinated or unvaccinated, they can visit the 27 countries that comprise the European Union.  Please note the United Kingdom is no longer part of the European Union and has its own requirements for American travelers that are different than the 27 European Union nations. 

As of right now, the 27 European Union countries do not require international travelers to have travel insurance to enjoy each country.  We at Trawick International highly recommend purchasing a travel insurance plan from a travel insurance provider since trips to Europe are expensive.  The website stuffedsuitcase.com indicated that a one-week European vacation cost approximately $2,225 for one person, $3,400 for a couple, and $5,750 for a family of four.  Think about it a family of four to visit Europe cost almost $6,000. With that type of cost, make sure you have proper protection. 

Each European Union country has some different regulations and nuances to their travel regulations, so make sure you check out the Reopen Europe website.  This site will provide you with pertinent information you will need to know before visiting your destination in Europe. 

What’s Going on in Some Popular European Union Countries 

France 

We bet you didn’t know that before the COVID-19 pandemic, France was the most visited country in the world by international tourists.  Over 89 million international tourists in 2019 visited France, as reported by farandwide.com.  Now that France is open again, many people will be visiting.  Here is some vital information that Lonelyplanet.com stated, France is now in the final stage of its four-stage journey out of lockdown. Nationwide curfew has ended and masks are no longer required outdoors, but you’ll still need to have one when entering enclosed public spaces and public transport, and crowded outdoor areas.  Local authorities can now decide what restrictions to implement, so check ahead to determine the local limits in the region you are traveling to because they might be different. 

Spain 

Spain is almost as popular as France for international travelers and before the global COVID-19 pandemic, they were the second most visited country in the world.  Spain is preparing for an influx of international visitors since reopening.  Lonely Planet has revealed that as of June 26, masks are no longer legally required outdoors, provided people can keep 1.5 meters (5 feet) apart. But it’s a good idea to always take a mask with you as they’re still required in crowded outdoor spaces, public transport and taxis, and indoor spaces such as restaurants, airports, supermarkets, shops, and museums.  In addition, restaurants, cinemas, theaters, cultural attractions, and museums are open with capacity limits. Amusement and water parks are open with enhanced health and safety protocols. Beaches are open with social distancing guidelines in place. 

Italy 

Last but not least, Italy was the second country in Europe to open to international travelers after Greece and it’s the fifth most popular travel destination for international travelers in the world.  Lonely Planet proclaimed that most restrictions had been lifted. Still, social distancing guidelines remain in public areas, as do mask requirements in crowded outdoor locations, public transport, and indoor public spaces.  Indoor dining has returned to Italy’s restaurants, cafes, bars, ice-cream parlors, and pastry shops. Some capacity limits apply, but the general rule is no more than six people per table. Hotels, spas, and swimming pools are open and beaches, but visitors must keep at least one meter apart when setting up towels, deck chairs, or umbrellas. 

Just a Gentle Reminder About Travel Insurance 

As noted above, trips to European nations are expansive, so please consider purchasing a travel insurance policy to provide you and your family with peace of mind if something were to go wrong while traveling.   Trawick International offers various travel insurance plans that can be customized to meet your family’s needs while vacationing in Italy.  


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 21 Jul 2021

Travel Requirements For Thailand

Travel and Insurance Requirements Thailand

Good News for Travelers Visiting South East Asia

Over this past year, the travel industry globally has started to pick up.  Most notably, we have seen New York City reopen and many European nations open to international travelers.  If we remembered, last year, global tourism essentially came to a standstill.  Cruise ships were docked, planes were placed in hangers and beaches were empty. 

South East Asia has slowly reopened compared to Europe and the United States for international travelers.  Many countries are still fighting the COVID-19 virus and have not fully opened up to international travelers.  As of July 1st, the island of Phuket, which is one of the most popular tourist attractions in South East Asia, is reopening effective immediately. 

What You Need to Know About Visiting Phuket 

MSNBC reported that starting July 1st, tourists can visit Phuket without quarantining for the first time since March 2020.  If you are unfamiliar with Phuket, it's the largest island in Thailand and is considered one of the most popular destinations in the region.  To avoid quarantining for 14 days, international travelers must comply with the following requirements from the Travel Authority of Thailand: 

Pre-arrival 

  1. Travelers are advised to avoid at-risk areas or crowded places no less than 14 days before their travel date. 

  2. Travelers must travel from countries/territories (list) approved by the Centre for COVID-19 Situation Administration (CCSA), per the guidelines of the Ministry of Public Health (MoPH), as proposed by the Ministry of Tourism and Sports (MoTS) and TAT, and must have been in the said countries for no less than 21 days before their travel date – except Thai nationals and foreign expatriates returning from overseas. They must register their travel via the designated system or website, and have the following documents: 

    • A certificate of Entry (COE). 

    • A medical certificate with a laboratory result by an RT-PRC method indicating that COVID-19 is not detected no more than 72 hours before their travel date. 

    • Copy of an insurance policy in English covering healthcare and treatment expenses for COVID-19 per applicant for the whole duration in Thailand with coverage clearly identified as no less than US$100,000. 

    • Copy of the payment confirmation for no less than 14 nights stay and RT-PCR tests at hotels approved by the MoTS or TAT. In the case that the length of stay is less than 14 days, travelers must present a confirmed flight ticket out of Thailand and payment confirmation for accommodation and RT-PCR tests at hotels that cover their intended duration of stay. 

    • A certificate of vaccination against COVID-19 with a vaccine approved by the MoPH or the World Health Organisation (WHO) no less than 14 days before their travel date. Travelers under 18 years of age, traveling with their parents or guardians, must have a medical certificate with a laboratory result by an RT-PRC method indicating that COVID-19 is not detected no more than 72 hours before their travel date. 

  3. Travelers must undergo exit screening before departure. 

Arrival 

  1. Entry screening and Immigration and Customs procedures: 

  2. Download and install an alert application, as well as set the application on at all times for the whole duration in Thailand. 

  3. Proceed directly to the reserved hotel on the approved airport transfer service. 

  4. Undergo a COVID-19 test (RT-PCR method) at your own expense as per the following requirements: 

    • Taking the first test upon arrival and await the test results in the accommodation. 

    • Taking additional RT-PCR tests as per the following requirements: 

      • Travelers with the length of stay of fewer than 7 days are required to take another test on Day 6 or 7, or as per the MoPH's guidelines. 

      • Travelers with the length of stays between 10-14 days are required to take the second test on Day 6 or 7 and the third test on Day 12 or 13, or as per the MoPH's guidelines. 

    • In the case that travelers are tested positive for COVID-19, travelers will be referred to specified healthcare facilities for medical treatment, for which the expenses must be covered by the required insurance. 

  5. If tested negative for COVID-19, travelers can go anywhere in Phuket. 

  6. Travelers with an intended length of stay of fewer than 14 days must leave Phuket (Thailand) immediately on an international flight to another country on or before their intended departure date. (see FAQs) 

  7. Travelers who have completed 14 nights in Phuket will be allowed to continue their journey to other Thai destinations. 

How can Trawick International Help You Enjoy Phuket? 

Trawick International offers multiple travel insurance plans that provide over $100,000 in travel medical benefits.  Contact us today to get a quote so you can enjoy Phuket! 


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 20 Jul 2021

Hurricane Season Travel Insurance

2021 Hurricane Season Travel Insurance

2021 Is Shaping Up To Be The Most Volatile Hurricane Season On Record 

With travel restrictions being lifted each month, many U.S. travelers are looking to take vacations to the Gulf Coast, East Coast, and the Caribbean. Travelers to these destinations need to be aware that from now until November 30, 2021, is hurricane season in the Atlantic. This year’s hurricane season is shaping up to be the most volatile on record with headlines such as “2021 Atlantic hurricane season breaking records already”, and many others. 

What does this mean for travelers?

Travelers have to take proactive measures to protect their travel plans. The best way to do this is to purchase travel insurance. The question now is, what kind of travel insurance should they buy? The best type of travel insurance to purchase during hurricane season is Trip Cancellation insurance. Trip Cancellation insurance includes coverage for Trip Cancellation, Trip Interruption, Travel Delay, and more.

What does trip cancellation insurance cover?

Trip Cancellation provides reimbursement for unused, non-refundable, pre-paid trip costs if you are prevented from taking your trip due to certain unforeseen events that prevent you from traveling, such as a hurricane. For example, you are scheduled to travel to the Caribbean and a hurricane occurs. If you purchased Trip Cancellation insurance, you would receive a refund since you were not able to go on your vacation. Below are some factors that can cause your trip cancellation policy to be activated:

  • Weather at departure site that causes a carrier delay of 12 hours or more

  • Natural disaster at the destination that renders your accommodations uninhabitable

  • Mandatory evacuation at Your trip destination due to hurricanes or other natural disasters

  • Home is made uninhabitable by a hurricane or natural disaster

  • Interruption of water, electric, sewage, or gas service(s) at Your destination, for more than six hours due to inclement weather or natural disaster

  • Accommodations at destination made inaccessible by original mode of transportation due to hurricane or other natural disasters

  • A closed roadway to or from your trip destination

  • Arrival at trip delayed due to a hazard (including weather) that causes you to lose 50% or more of trip duration

  • Cancellation of sporting competition due to weather which you traveled more than 100 miles from home to attend

How does trip interruption and travel delay work?

Once you depart for your vacation, you are eligible for Trip Interruption coverage. Trip Interruption provides reimbursement for unused land and water activities along with additional transportation costs used to return home or rejoin your trip if a hurricane were to occur. 

Travelers should be aware that Trip Interruption and Travel Delay coverage complement each other.

If you’re delayed and stuck somewhere, chances are you are also missing a portion of your trip. Trip Interruption could provide benefits for unused travel arrangements and Travel Delay can provide coverage for additional out-of-pocket expenses incurred during the delay such as reimbursement for hotel accommodation, meals, telephone calls, and local transportation while delayed.

When to purchase travel insurance for hurricane season?

You MUST purchase your policy before a storm is named. The development of a hurricane usually goes as follows: the system starts forming and becomes a tropical disturbance, a tropical depression, a tropical storm, and then finally transforms into a hurricane. Once a storm is named, Trip Cancellation and Interruption coverages are lost for that named storm. So, to ensure that you are covered for every possible reason, it is important to book your policy as soon as you book your trip. 

With the proper coverage, travelers now have peace of mind and protection when they are traveling this hurricane season. To obtain a quote for Trip Cancellation Insurance, please visit Trawick International.

Work With The Best

Trawick International was rated one of the best travel insurance providers for 2021 by Forbes Advisors.


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 6 Jul 2021

Cruise Insurance Is Necessary In 2021

Cruise Insurance Is Necessary In 2021

Travel Insurance Is Necessary For 2021 Cruisers

For over the past sixteen months, we have been dealing with the COVID-19 pandemic.  The pandemic has greatly affected everyone across the globe. Unfortunately, one industry that was greatly hindered by the COVID-19 virus was the travel industry.  If you look back over the past 16 months, countries closed their borders, amusement parks went dark, hotel rooms stayed empty and cruise ships remained in port.  

Luckily, we have started to see countries reopen for travelers from abroad over the past few months.  We have witnessed vaccinations across the globe start to roll out.  With each positive step forward, more and more people are looking to travel again.  One thing that potential travelers need to focus on is the need for travel insurance.  

A 2018 report issued by AAA indicates that travelers’ behavior has dramatically changed towards purchasing travel insurance.  More and more potential travelers are buying travel insurance before 9/11—only 10% percent of travelers purchase travel insurance.  Today we are seeing almost 40% percent of travelers who are booking trips are buying travel insurance.  The reason for this is two-fold. Numerous countries across the world require travelers to have some form of travel insurance to enter their territory.  The other reason is travelers want more protection than in the past to protect their investment in their trip. 

Why Is Travel Insurance Necessary For Your Upcoming Cruise?

The world that we live in has drastically changed since last March when the COVID-19 pandemic began.  Cruise lines were completely shut down last year because of the fear of spreading the virus. However, this year after an immense amount of safety precautions were implemented, the cruise industry set sail again.  This is a great thing, but all travelers embarking on a cruise must protect themselves if something unexpected occurs.

That is why we highly suggest travelers looking to take a cruise in 2021 should make sure they purchase a trip cancellation plan with the “Cancel for Any Reason” benefit.  This benefit allows travelers to cancel their trip up to two days before it starts and the insured can be reimbursed for up to 75% of their prepaid, non-refundable, insured travel expenses.  The cruise industry's state is still in flux and having the Cancel for Any Reason benefit provides additional protection.  Trawick International is one of a handful of Travel Insurance providers that offer a Cancel for Any Reason benefit.  In addition to our Trip Cancellations offering, we provide a full suite of travel insurance products such as Emergency Travel Medical, Emergency Medical Evacuation, Trip Interruption, Travel Delay, and Baggage Protection.  You may not need all of these plans but getting the correct type of protection for your investment is imperative.

Should you buy the insurance offered by the cruise line?

We recommend that you work always work with a travel insurance provider when purchasing travel insurance.  When you work with a travel insurance provider, such as Trawick International, you will obtain a travel insurance plan that meets your cruising needs and for a better price.  For example, If you are booking a flight, hotel, cruise, and excursions, you should buy a travel insurance plan from Trawick International. Our plans make sure you are covered for all parts of your travel experience, from when you leave your house to the time you return home.  When you purchase travel insurance from the cruise line, you will be paying a higher price and its insurance plan does not offer a wide range of benefits. It only includes coverage while on the cruise. To learn more about the differences between obtaining travel insurance from a cruise line and a travel insurance provider, see our blog post on the topic. 

Travel Insurance is now a Requirement for Unvaccinated Travelers On Certain Cruise Lines

A recent report by MSNBC stated that Royal Caribbean now requires all guests over the age of 16 sailings from U.S. ports, except those in Florida, to be fully vaccinated. Starting Aug. 1, the rule will apply to all guests over 12. Passengers leaving from Florida ports from Aug. 1 to Dec. 31 who are not vaccinated will need travel insurance.  Royal Caribbean is the first cruise line to make travel insurance mandatory for unvaccinated travelers. Over the next few weeks, we believe other cruise lines adopt this policy, making it imperative to have travel insurance before going on a cruise.

Work With The Best

No matter what cruise line you are looking to embark on this year, make sure you contact Trawick International to get a customized travel insurance quote. Trawick was rated one of the best travel insurance providers for 2021.  Remember to look at plans that offer a Cancel for Any Reason (CFAR) option, so you have the opportunity to cancel if you just decide not to travel (learn more about CFAR travel insurance).


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 1 Jul 2021
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