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Fall Travel Planning

Fall Travel Planning

With temperatures on the rise around the world, it feels like Summer is just getting started, but one glance at the calendar tells us that Autumn and all the activities that come with it are right around the corner. Schools are getting ready to go back in session, clothing stores are showcasing all the latest fall looks, and the biggest telltale sign of all: pumpkin spice is taking over everything!  

Ready or not, fall is coming, and now is the time to start planning your fall vacation. Whether you are looking to sneak away once the kids are settled back into their school routines, already missing your college student and planning their first trip home during fall break, wanting to take in all the colors of Autumn, or simply looking to enjoy the quiet that traveling off-season offers, late summer is prime time to book fall travel.  

And this year, Autumn leaves aren’t the only thing dropping. According to travel app Hopper, domestic airfare will drop around 25% between mid-August and early September and “will remain at or below $300 through late September, before beginning to rise slowly in October and November.” And Forbes reports that international airfares will also drop, though not as drastically – somewhere around 19% less than peak summer prices but still higher than where they were in 2019.  

Whether you are traveling domestically or internationally, be sure to book early. Booking your flight four to six weeks ahead will garner the best deals, which means booking now for that mid-September or October trip, or even, dare we say, for your Thanksgiving week travel.  

Travelers can expect flight disruptions to continue, so adding trip protection to your travel plans is recommended. A trip cancellation plan can reimburse up to 100% of non-refundable, prepaid trip costs, as long as the trip is canceled for a covered reason. It would be best if you bought a trip cancellation plan as soon as you book your travel to ensure you get maximum coverage, but you can purchase it up until the day before you leave. You would still gain beneficial post-departure coverage, such as trip interruption and travel delay, even if you buy it at the last minute. 

For added protection, you can add Cancel For Any Reason (CFAR) to some trip cancellation plans. CFAR will reimburse up to 75% of non-refundable, prepaid trip expenses if the reason for cancellation falls outside of the covered reasons on the base plan. CFAR must be purchased within 21 days of making your first trip deposit, and all non-refundable, prepaid expenses must be insured. It is also worth noting that CFAR can only be used if the trip is canceled two or more days prior to your departure date. 

Regardless of how you feel about pumpkin spice and sweater weather, now is the time to book your fall trip. And once you book it, be sure to come back here and get a trip protection quote to help protect your investment should something unforeseen happen that causes you to have to cancel. 



By Administrator at 10 Aug 2022

2022 Hurricane Season and Travel

2022 Hurricane Season Travel Insurance

Experts Predict an “Above Average” Hurricane Season for 2022

It seems like each year, the Atlantic is more and more active during hurricane season, and 2022 is shaping up to be no different. The National Oceanic and Atmospheric Administration (NOAA) predicts that this year alone will see between 14 and 21 named storms (meaning winds of 39 mph or higher), with up to six of those storms classified as major hurricanes.  

One of the most impacted areas is the Caribbean, as it almost always lies in the direct path of a hurricane. The islands typically hit the hardest include, The British Virgin Islands, Puerto Rico, Dominican Republic, Haiti, Jamaica, Turks and Caicos, Cuba, and The Bahamas. In the United States, the East Coast and Gulf Coast are likely to see their fair share of tropical storms and hurricanes, as well. Florida, the Outer Banks of North Carolina, Texas, Alabama, and Louisiana are some of the most impacted regions. 

As we see each year, major hurricanes can cause catastrophic damage, result in widespread power outages, and leave residential areas uninhabitable for several days to months. 

So, what does this mean for travelers?

Does this mean you should avoid traveling during this time? No, not at all. Hurricane season spans six months of the year, from June 1- November 30, and plenty of trips are taken in that time. Even the Caribbean shouldn't be off your destination list, as there are islands you can visit with less concern of major hurricanes (hello, Aruba!). But you should be aware that, whether you are heading to a hurricane-prone destination or not, hurricane season can affect your travel plans. 

Canceled flights, travel delays, and interrupted trips can be common during this time and mess with even the best-laid travel plans. And with flight costs at a near-all-time high, the last thing you want to hear is that your non-refundable flight has been canceled. So how can you prepare for your trip? Follow weather news to see what may be headed your way and protect the investment you put into your trip by buying a travel insurance plan – and buying it early. You must purchase a travel insurance plan before a storm is named for that hurricane or storm to be a covered reason.   

What is the best travel insurance during hurricane season?

A Trip Cancellation plan is the smartest option when traveling during hurricane season. These comprehensive plans include coverage for trip cancellation, trip interruption, travel delay, and more: 

Trip Cancellation provides reimbursement for unused, non-refundable, prepaid trip costs if you are prevented from taking your trip due to certain unforeseen events, such as a hurricane. This is important for anyone traveling during the season, and especially if you live in or are headed to a region that has a history of being impacted by hurricanes.   

Trip Interruption provides benefits for unused travel arrangements if you miss a portion of your trip due to a covered reason, such as a natural disaster. It also provides reimbursement for unused, non-refundable land and water activities and additional transportation costs to return home.  

Travel Delay (also sometimes referred to as Trip Delay) covers out-of-pocket expenses incurred if your flight is delayed and you are stuck, either heading to your destination or home from it. Hotel accommodations, meals, and local transportation can all be covered with Trip Delay. Different plans have different delay minimums, usually between 6 and 12 hours, so be sure to check what your chosen plan covers. 

Additional benefits include Emergency Accident & Sickness Medical Expense, Missed Connection, and Baggage Delay 

When should you purchase travel insurance for hurricane season?

It is worth repeating – you must purchase a travel insurance policy before a storm is named for that storm to be a covered reason. The development of a hurricane usually goes as follows: the system starts forming and becomes a tropical disturbance, a tropical depression, a tropical storm, and then finally transforms into a hurricane. To ensure that you are covered, purchasing your policy as soon as you book your trip is important. 


By Administrator at 14 Jul 2022

First Time to Portugal

portugal travel insurance

From the charming city of Porto to the brilliant city of Lisbon, the sunny and picturesque beaches of Algarve and the quaint villages found across the country, it is not hard to see why Portugal is such a popular vacation destination. Add to that the traditional cuisine (Pastel de Nata is only the delicious beginning!) and the kindness of its people, and your experience in Portugal is sure to feel authentic and enriching. 

Portugal is an ideal destination any time of the year, as it has a fairly mild and pleasant climate year-round. If you are thinking about visiting Portugal this summer, but don't know where to go, consider one of its two flagship cities: Lisbon or Porto. Both are ideal for soaking up Portuguese culture through the streets, squares, and architecture — characterized by distinctive tile-covered buildings —   and some of the country's most famous monuments. The official language is Portuguese, but don’t fret if it is not one of your spoken languages, as English is commonly spoken in tourist areas.

For your visit to Lisbon, the capital of Portugal, you will need several days to explore. Take in all the sights and sounds of the Praça do Comércio, visit historic Castelo de São Jorge, take a walking tour through the Alfama district, or take some breathtaking panoramic photos from the top of the Santa Justa lift. If your schedule allows, Sintra and Cascais should not be missed on your list of activities – plan a day trip for each.

In Porto, considered the capital of the north, the lively atmosphere of this World Heritage city will grab you from the very first moment. After visiting the church of Santo Ildefonso, buying wine in some local shops, and strolling through the gardens of the Crystal Palace, an excursion to the foot of the emblematic Pomte Dom Luís I to watch the sunset on the banks of the Douro River is a must.

On the other hand, if you feel like traveling to an exotic destination, you can do so without leaving Portugal. Thanks to its geographical location in the middle of the Atlantic Ocean, the archipelagos of Madeira and the Azores will allow you to spend your vacation discovering the biodiversity, traditions, and landscapes unique to Portugal.

What to know before heading to Portugal 

As of July 1, 2022, all COVID entry requirements for Portugal have been lifted. Travelers entering Portugal are no longer required to show proof of vaccination, a valid recovery certificate, or a negative PCR or antigen test. Passenger locator forms are also no longer required prior to departure.

What can visitors expect? 

  • The majority of mask mandates have been reduced but keep your mask handy. You will still need to wear one in health facilities, on public transportation, and at certain outdoor events.
  • It's no longer required to present proof of vaccination or a negative test to enter bars and clubs, eat indoors at restaurants, visit tourist establishments, stay at local accommodations, or attend events. 

  • If you test positive for COVID-19 while in Portugal, you will be required to quarantine for five to seven days.

For additional information, visit

Travel Insurance for Portugal

All international tourists who require a Schengen visa to enter Portugal must have a valid travel medical insurance plan. If you can travel to Portugal visa-free, then travel insurance is not mandatory. 

However, as mentioned above, if you test positive for COVID-19 while in Portugal, you will need to quarantine, which could mean additional expenses and travel delays. Having a travel insurance plan with Trip Delay and Trip Interruption coverage is your best bet in this situation, as it will provide coverage for transportation, meals, lodging, and any lost days of your trip due to quarantine.

We recommend purchasing a comprehensive trip cancellation insurance plan. It will help protect the investment you made into the trip and provide the coverage you need should something unforeseen happen while traveling. See our Travel Insurance for Portugal page for additional information. 

Ready to head to Portugal? Get a no-obligation quote for travel insurance today. 

Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or

By Administrator at 20 Jun 2022

LGBTQ+ Travel in 2022

pride lgbtq travel insurance explained

In the U.S. and many other countries, June is Pride Month, a time for the LGBTQ+ community to come together and celebrate. Parades, marches, and events honor the progress made for LGBTQ+ rights and shed light on other areas where improvement is still needed. What began as a march in June 1970 to commemorate the Stonewall Uprising of 1969 in New York has become a month of all things Pride. 

One area that has seen progress is LGBTQ+ travel. In 1964, before Stonewall and the first Pride marches, Bob Damron hopped in his car and traveled the coast of California to find safe spaces for the LGBTQ+ community to gather while traveling. He collected his findings in a pocket-sized guide and called it The Address Book. It quickly became the go-to guide for LGBTQ+ travel and opened the doors for the LGBTQ+ travel industry.   

Fast forward almost 60 years to 2022, and a quick Google search delivers pages and pages of travel information, agencies, and companies catering specifically to the LGBTQ+ community. Travel companies like Atlantis, Vacaya and can help you plan your adult-only or family-friendly adventure. You can also find many cruises and cruise lines welcoming LGBTQ+ travelers. Among them, Celebrity Cruises' annual Pride Party at Sea, Royal Caribbean, a cruise line with a long history of being LGBTQ+ friendly, and relative newbie, Virgin Voyages, also known for its welcoming atmosphere. 

Much has changed since The Address Book was published, but unfortunately, even in 2022, safety is still a concern for LGBTQ+ travelers. One benefit of working with LGBTQ+-focused travel companies and agencies is that they do the research and know the areas that are safe. Of course, vacations do not have to be LGBTQ+-only to be safe and enjoyable. If you are more of a DIY traveler but have safety concerns, the International LGBTQ+ Travel Association (IGLTA) provides free travel resources and information to help you plan a worry-free vacation, including travel guides and links to travel partners.  

Not all Travel Insurance is Created Equal

Travel insurance should be your next purchase once you have planned your ultimate vacation. There are many options, but trip cancellation plans offer you the best, most comprehensive benefits. In addition to providing coverage if you need to cancel your trip before you even have the chance to depart, trip cancellation plans include benefits for travel medical, travel delay, trip interruption, baggage delay, and more while you travel. 

Most travel insurance companies offer trip cancellation plans, but not all are created equal. There are a couple of definitions to understand when deciding which trip cancellation plan to buy: Traveling Companion and Family Member. On Trawick International trip cancellation plans, a Traveling Companion is someone who has coordinated travel arrangements or vacation plans with you and intends to travel with you during the trip. This person does not have to be on the same travel insurance plan as you. A Family Member includes you or your Traveling Companion's legal or common-law spouse or domestic partner, children (natural, adopted, or step), in-laws, parents, grandparents, and other immediate and extended family members.   

This is important if, for example, you are planning a trip with a friend. You buy your plane tickets, book your hotel, pre-pay for some activities, then buy trip cancellation insurance and insure all your pre-paid, non-refundable trip costs. You are ready! And then, something happens. Your friend's Domestic Partner who is not traveling with you becomes ill. The trip is canceled, and none of the trip expenses you paid are refundable. In this situation, a Trawick International trip cancellation plan could reimburse you for those pre-paid, non-refundable deposits because your friend is your Traveling Companion and your Traveling Companion's Domestic Partner is a Family Member.  

Trawick International trip cancellation plans treat everyone equally. We understand that Traveling Companion and Family Member do not look the same for everyone, and we want to help you enjoy your time together without worrying about what if something happens.   

Ready to plan your trip? Get a travel insurance quote today. 

Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or

By Administrator at 14 Jun 2022

France Travel Requirements

things to know before travel to france

Planning a trip to France? Here’s what you need to know before you go.

France is one of the most popular European travel destinations, and for good reason. Art, culture, architecture, food, wine, shopping, and rich history are all at your disposal as soon as you touch down on French soil. Paris alone could take up your entire itinerary, no matter how long you stay. The Eiffel Tower, the Louvre, Champs Elysees, Notre Dame, world-renowned shopping, 100+ Michelin star-rated restaurants, and so much more await. 

Step outside of Paris and walk the vineyards and chateaux of the Loire Valley or bike along the Loire River. Take a culinary tour of Bordeaux, relax on the pebbled beaches of Nice, or take an excursion to one of the many castles peppered throughout the country. There is no shortage of things to do, see, taste, and experience, no matter what kind of traveler you are. 

But, before you say bonjour la France, make sure you understand the pre-departure and arrival guidelines, so there are no surprises once you get to the airport. No one wants to start a vacation, or any trip for that matter, running around the airport tying up loose ends you didn’t know were loose. Read on to learn what you need to know before you go. 

Before Departure

All travelers to France must complete a Passenger Locator Form (PLF) prior to departure. You can complete a digital version of the PLF (dPLF) via or request a form from the airline on the day of departure. Before you board the plane, the airline will collect one of the following: 

  • Paper form 
  • QR code generated upon completion of the digital form 
  • Confirmation email received upon completion of the digital form 

Requirements Based on Vaccination Status

Fully vaccinated travelers may enter France freely, without any pre-travel testing. The nuance here lies within the requirements to be deemed fully vaccinated by European regulations, which are the ones that matter if you are heading to France. Per these regulations, you must receive the final vaccination series dose or a booster within nine months before travel. 

Unvaccinated travelers and travelers who do not meet the nine-month guidelines must provide proof of one of the following: 

  • A negative antigenic test within 48 hours of departure 
  • A negative RT-PCR test within 72 hours of departure 
  • A certificate of recovery older than 11 days and less than six months 

The airline you are traveling with will confirm this before boarding.  

Upon Arrival in France 

For fully vaccinated travelers (those travelers fully vaccinated within the regulations stated above), proof of a complete vaccination schedule is sufficient to arrive in France, regardless of the country of origin. 

For unvaccinated travelers from countries on the “green” list, no further testing or isolation is required upon arrival. 

Unvaccinated travelers from a country on the “orange” list must present a compelling reason justifying the need to come to mainland France. They also may still be subject to a random test on arrival. Travelers who test positive will have to isolate themselves. 

Green and orange zoned countries are classified based on the current circulation of the COVID-19 virus. To see the complete green and orange countries list, visit

Other Requirements 

By May 2023, all visitors who do not need a visa to enter Europe will be expected to apply for a European Travel Information and Authorization System(ETIAS) travel authorization. There are currently 63 countries on this list, including the United States. 

Travel Insurance for France 

For citizens of countries that require a Schengen Visa to enter France, you must have a valid travel medical insurance plan that includes at least €30,000 (around $32,000) to apply for the visa. Our Safe Travels International plan meets this requirement and provides a signed visa letter. 

For all others, travel insurance is not a requirement to enter France. Still, it is always wise to protect your financial investment in the trip and cover yourself should any accidental injuries or illnesses happen while you travel. 

Read more about travel insurance for France here and get a quote today! 

Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or 

By Administrator at 25 May 2022
There are 126 items on 26 pages.