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Top 7 Cruise Line Covid-19 Regulations

Top 7 cruise line rules 2021

No industry was hit harder in the travel sector than the cruise industry by the COVID-19 pandemic.  The entire industry was shut down for over a year.  Luckily today, cruises have started to resume across the world.  Yes, they are different from before the pandemic began, but this popular tourism activity has continued again. 

Did you know the year before the pandemic in 2019 that over 30 million people took a cruise, as reported by the Cruise Lines International Association (CLIA)? Let’s put that into perspective. Almost 10 percent of the entire U.S. population went on a cruise before the pandemic began.  Clearly, cruises were and still are a popular tourist activity.  In today’s post-pandemic world, travelers can still go on a cruise, and they just have to follow the regulations of the cruise line they are traveling on. 

Cruise Regulations 

The only problem is each cruise line has different regulations and this can be confusing for travelers.  To help mitigate against the confusion, we have identified eight of the top cruise lines globally and clearly explain the travel regulations potential travelers have to follow. 

Carnival 

Unvaccinated guests sailing on a ship departing from Florida or Texas must show proof of travel insurance coverage during check-in. 

  • Policy requirements: a minimum of US$10,000, per person, in medical expense coverage and US$30,000 coverage for emergency medical evacuation and without COVID-19 exclusions 

  • The insurance policy must name the unvaccinated guest as the policyholder or beneficiary and may be purchased from a travel insurance company of the guest’s choosing or through Carnival Vacation Protection, which includes the required coverage 

  • Unvaccinated guests without the required proof of insurance will not be permitted to sail and no refund will be provided 

Effective with sailings as of September 13, 2021, the CDC requires pre-cruise testing for vaccinated guests to be taken within two days before the sailing date. If the sailing is on Saturday, the test may be taken on Thursday and Friday, and as late as Saturday, if you are guaranteed to receive your results in time for check-in. 

Royal Caribbean 

For travel from the United States, here is what Royal Caribbean requires for a trip:  

  • Required Pre-Cruise Testing for Cruises Departing September 13, 2021, or later 

  • Vaccinated guests age 12 and older must show a negative COVID-19 test result for a PCR 

  • Unvaccinated kids age 2 to 11 must show a negative test result for a PCR test taken  

  • Guests under two years of age will not be tested 

  • The cost of pre-cruise testing is the guest’s responsibility 

At the terminal for all cruises, a complimentary PCR test when checking in at the terminal. Registration details will be sent via email in advance. 

Celebrity Cruises 

Before boarding, all guests must complete a health questionnaire and unvaccinated children will be required to take a complimentary test at the terminal. 

  • In some homeport countries, testing may be required for all guests regardless of vaccination status. An additional test will be administered on board, free of charge if needed for homeport or home country re-entry 

  • We will sail with a vaccinated crew and at least 95% fully vaccinated guests. All guests 12 years and older must be fully vaccinated with all COVID-19 vaccine doses administered at least 14 days prior to sailing. All U.K. guests sailing on Celebrity Silhouette 18 years and older must be fully vaccinated. 

Norwegian Cruise Line 

**100% Mandatory Vaccination Requirement** 

- Must be fully vaccinated at least two weeks before departure. 

Before boarding, all guests will be required to take a COVID-19 antigen test, administered and paid for by the cruise line, and receive a negative result. Guests are also responsible for complying with all local health and safety requirements which may include additional testing. 

• Mask-free cruise 

• No social distancing 

• All restaurants & experiences are fully open 

• No restrictions for on-shore excursions 

• No capacity restrictions 

**On Europe sailings only, currently local government regulations require all guests to wear masks onboard. 

Princess Cruises 

**100% Mandatory Vaccination Requirement** 

- Must be fully vaccinated at least two weeks prior to departure. 

Guests must present proof of vaccination, as well as all required travel documents, at embarkation. Acceptable evidence of vaccination must be in the form of the original vaccination record document issued by the country’s health authority that administered the vaccination. 

The name and birth date on the vaccination record must match the guest’s travel documents and show that the guest is fully vaccinated. This means that the guest has completed the full cycle of required doses for the vaccine administered (i.e., received the second dose in a two-dose series) and that the guest has received the final dose at least 14 days before the sailing date. 

We will also require ALL fully vaccinated guests to produce a negative, medically-observed COVID-19 test (PCR or antigen) taken within two days of their embarkation on all Princess sailings. 

We strongly encourage guests to wear face masks when in public spaces indoors. ALL guests will be required to wear a face mask – with no exceptions – in elevators and in designated indoor entertainment areas, all retail shops, and in the casino except when eating or drinking. 

Disney Cruise Lines 

For all sailings, Guests 12 years of age and older must be fully vaccinated and take a COVID-19 test upon embarkation. Guests 11 years old and under are not required to be vaccinated but must take a pre-trip rapid PCR test or lab-based PCR test for COVID-19, as well as a rapid COVID-19 test upon embarkation. 

All Guests (ages two and up, including those who are fully vaccinated against COVID-19) must wear face coverings indoors. 

Health and safety measures, ports of call and offerings may change at any time without notice. Upon reopening, certain onboard venues, experiences, and other offerings will be modified or unavailable, limited capacity, and subject to limited availability, advance reservations, or even closure. 

We reserve the right to cancel any reservations or purchases—please review your rights in our Terms and Conditions. Subject to government approval. 

Viking River Cruises

Depending on your travel dates, Viking may require you to submit verification of COVID-19 vaccination status as part of the Digital Health Survey. 

Because every destination continues to adjust its entry requirements for international arrivals, we strongly recommend that all guests take a COVID-19 PCR (nasal swab or saliva) test within 72 hours before departure. 

While not all countries require a pre-departure COVID-19 test, traveling with a copy of your negative PCR test result is an added layer of protection for you and your fellow travelers—and will provide peace of mind should your destination change its entry requirement with little notice. 

Health and safety measures, ports of call and offerings may change at any time without notice. Upon reopening, certain onboard venues, experiences, and other offerings will be modified or unavailable, limited capacity, and subject to limited availability, advance reservations, or even closure. 

Work with the best

Even though travel insurance is not required on some lines, we highly recommend purchasing a travel insurance plan with us—the top-ranked Cruise Insurance Provider for 2021 by Forbes Advisors.  We offer plans that fit everyone’s budget.


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 13 Sep 2021

Trip Insurance Requirements

countries requiring travel insurance

As a travel insurance provider, Trawick International always recommends that travelers purchase a travel insurance plan to protect their investment in their trip.  Yes, we sell insurance, but we don't want travelers to be left exposed and not covered if something unforeseen occurs while traveling.  The Stuffed Suitcase website reported that travelers should plan on budgeting approximately $2,225 for one person, $3,400 for a couple, and $5,750 for a family of four for an international vacation. Of course, this will vary greatly depending on the destination and your hotel choices. 

Let's think about this for a minute. A family of four has an average vacation cost of $5,750.  Could you imagine if one of your family members got sick and couldn't go on the trip?  You would lose nearly $6,000 if you were not insured.  By having travel insurance, you would be able to recoup your money by submitting an insurance claim.  Please note that you could purchase travel insurance for a fraction of the cost of the trip to make sure you are protected. 

The effect of the COVID-19 virus

Unfortunately, the world we live in today is quite different from the world just two short years ago.  In today's world, we have to cope with the COVID-19 pandemic.  In 2020 the pandemic brought international travel to a complete halt.  Countries all over the world closed their borders to international travelers to stop the spread of the virus.  Luckily this year, with the release of the COVID-19 vaccination, many countries have allowed international travel to resume. 

Travel regulations differ from country to country

As global travel continues to pick up.  Each country has set up travel regulations for international travelers to follow.  Some countries require proof of vaccination and others require a negative PCR test to enter.  Many countries across the globe require travel insurance to visit. Over 40 countries have some form of travel insurance requirements to comply with before international travelers can enter their country.  Today, with the spread of the delta variant and the potential spread of the lambda variant of the COVID-19 virus, we believe that more countries will require international travelers to have some form of insurance in the coming weeks. 

The countries that require travel insurance

Anguilla

Antarctica

Aruba

Bahamas

Bermuda

Cambodia

Cayman Islands

Chile

Cuba

Curacao

Democratic Republic of the Congo

Dominican Republic

Ecuador

Egypt

French Polynesia

Israel

Iran

Jamaica

Japan

Jordan

Lebanon

Nepal

New Zealand

Schengen Countries

St. Maarten

Tahiti

Thailand

Turks & Caicos

Ukraine

United Arab Emirates

Work with a trusted partner

If you and your family are considering international travel in the upcoming months or even next year.  Please reach out to us at Trawick International. We have several travel insurance plans that comply with the travel regulations of the above countries.  We also offer industry-leading travel insurance plans that can protect when traveling to different countries where travel insurance is not required.  Contact us today to get a quote or purchase a policy

PLEASE NOTE: Guidelines may have changed since this was published. Before traveling, you should always check your destination's COVID-19 situation and travel requirements. Countries may have their own entry and exit requirements. Additionally, always check for travel advisories in the area to which you are traveling. Refer to https://www.cdc.gov/ and https://travel.state.gov/content/travel.html for up-to-date information and guidelines.


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 11 Aug 2021

Costa Rica Travel Insurance Requirements Updated

costa rica travel insurance updated requirements

Costa Rica Changed Its Entry Requirements For Travelers 

Did you know that Costa Rica is ranked as one of the most visited international destinations year over year in Central America?  Costa Rica is an eco-tourist's dream vacation with its volcanoes, rainforests, cloud forests, huge waterfalls, and mighty rivers.  Costa Rica is the perfect destination if you are an adventure tourist since it's known for rafting, windsurfing, diving, kayaking, and surfing.  Before you book your trip, you must understand and comply with a few things before entering Costa Rica. 

Understanding Costa Rica's travel regulations 

We all remember back in October of 2020 when Costa Rica was one of the first countries to reopen to international travelers as long as they had travel insurance.  Effective August 1, 2021, Costa Rica will no longer require international travelers who are vaccinated and show proof of vaccination to have travel insurance.  International travelers who are not vaccinated will still need to have travel insurance to enter the country. For more details on the requirements for vaccinated and unvaccinated travelers, visit our Costa Rica Traveler Regulations blog post.

Listen to what the experts suggest 

Did you know that there are currently over 50 countries requiring travel insurance to enter and many more are planning on requiring it?  Many in the travel industry feel that Costa Rica's decision is premature and travelers who have arrival dates after August 1, 2021, when the requirement will be dropped, should be wary that they may reinstitute the insurance regulations. Suppose you haven't made arrangements for insurance at the time of booking. In that case, you may miss out on the availability of certain features like Cancel for Any Reason (CFAR), waiver of Pre-Existing Conditions exclusions, and Bankruptcy or Default of a Travel Supplier if you wait.  These benefits can be vital in certain situations. 

Situations where you need travel insurance  

As mentioned above, missing out on the CFAR benefit can be very costly.  Here is why.  The website Costa Rica Guide states the average cost per person to visit Costa Rica ranges from $850 to $1,450 per week.  To be safe, let's say the average person costs $1,000 for a family of four to visit Costa Rica will cost them $4,000. 

  • If you had the CFAR benefit as part of your travel insurance plan, you would be able to receive up to 75% of your prepaid expenses to be reimbursed if you cancel more than two days prior to departure.  For example, you check the weather and find out a large storm is rolling through and it will rain 100% of the time you're on vacation, so you decide to cancel your trip.  Utilizing the CFAR benefit, you would cancel your trip

  • Or, three days before your scheduled trip to Costa Rica, you find out you had a death in the family. You can claim your lost travel cost and be reimbursed up to 100% of your trip cost for this covered reason under Trip Cancellation. 

  • Most health insurance companies health insurance plans in your home country do not work while traveling abroad.  For example, if you are visiting Costa Rica and you decide that you want to take a tour of the rainforest with a guide for the day.  During your outing, a snake bites you through your shoe while walking.  You immediately feel sick and your guide determines a poisonous snake has bitten you.  With your life hanging in the balance, a helicopter is brought in and medically evacuated to a hospital.  Without a travel insurance plan that provides coverage for medical expenses, you would be responsible for paying out of pocket for all your medical costs that can be way over $100,000. 

  • If you are in Costa Rica with your family and your daughter catches COVID-19 and has to be quarantined for 14 days.  Without travel insurance that provides a benefit to cover quarantine costs, you would be responsible for these extra expenses. 

In all of these scenarios, travel insurance would be able to protect you and your family. 

Enjoy your trip with travel insurance 

These situations are not meant to scare you, but to inform you of what could happen when visiting Costa Rica.  These are actual situations where Trawick International has helped customers utilize their travel insurance benefits. So even though travel insurance may not be required for all travelers any longer, insuring your trip is still strongly recommended whether you are vaccinated or not when visiting Costa Rica. 

PLEASE NOTE: Guidelines may have changed since this was published. Before traveling, you should always check your destination's COVID-19 situation and travel requirements. Countries may have their own entry and exit requirements. Additionally, always check for travel advisories in the area to which you are traveling. Refer to the CDC and US State Department Travel websites for up-to-date information and guidelines.


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 3 Aug 2021

Costa Rica Traveler Regulations

costa rica updated traveler regulations

One of the most popular travel destinations globally has made a significant change to its travel requirements for international travelers.  Costa Rica has announced that international travelers who can provide proof of vaccination for the COVID-19 virus no longer need to provide evidence of travel insurance to enter the Central American Country.  International travelers that are not vaccinated will still need to provide proof of travel insurance that complies with Costa Rica’s travel regulations.  Trawick International offers multiple plans that meet these requirements.

As reported by Visitcostarica.com, the following policies will go into effect for vaccinated and unvaccinated travelers as of August 1, 2021:

VACCINATED TRAVELER REGULATIONS

As of August 1, 2021, all tourists who are fully vaccinated against COVID-19 and inoculated with Moderna, Pfizer-BioNTech, AstraZeneca, or Johnson & Johnson can enter the country without a travel insurance policy. The last dose of the vaccine must have been applied at least 14 days before arrival in Costa Rica.

Vaccinated tourists must attach the vaccination certificate to the Health Pass. As proof, vaccination certificates and vaccination cards that contain at least the following information will be accepted:

1. Name of the person who received the vaccine
2. Date of each dose
3. Pharmaceutical house

In the case of US travelers, the “COVID-19 Vaccination Record Card” will be accepted. Tourists who are not vaccinated, with incomplete vaccination, or vaccinated with a serum other than those admitted by the Costa Rican authorities must purchase mandatory travel insurance that covers lodging in case of quarantine and medical expenses due to COVID-19 disease, as detailed below.

International Policies Regarding the policy, you can choose any international travel insurance company that meets the following requirements:

1. Valid during the entire stay in Costa Rica (coverage dates)
2. $50,000 for medical expenses, including COVID-19 disease
3. $2,000 for lodging expenses in case of COVID-19 quarantine

Your travel insurance company must provide a certificate/letter in English or Spanish stating the following:

1. Name of the person(s) traveling
2. Validity of the effective policy during the Costa Rica visit (travel dates)
3. Guarantee of coverage for medical expenses in case of COVID 19 in Costa Rica, for at least $50,000
4. Minimum coverage of $2,000 for lodging expenses for quarantine or trip interruption for this same amount

This certificate must specify that the policy covers COVID-19 and must be uploaded to the health pass to be reviewed and approved by the Costa Rican authorities. Insurance cards are not accepted. It must be a document that allows the verification of the coverage mentioned.

UNVACCINATED TRAVELER REGULATIONS

• Fill out the electronic epidemiological health pass form before departure
• For international insurance policies, tourists must request a certification from their insurance company, issued in English or Spanish, verifying at least the following three conditions:

1) Effectiveness of the policy during the visit to Costa Rica
2) Coverage for Medical expenses in the event of becoming ill with the pandemic COVID-19 virus while in Costa Rica, for at least $50,000
3) Includes minimum coverage of $2,000 for potential quarantine lodging expenses issued as a result of the pandemic

Travel Insurance Certificate

Upon purchasing travel insurance from Trawick International, you will receive a visa letter as well as a certificate for you to present to the Republic of Costa Rica. The  visa letter can be uploaded as required to fill out the required paperwork using this link for Costa Rica Health Pass: https://salud.go.cr

Insure Your Trip To Costa Rica

Trawick International believes you should purchase a travel insurance plan while visiting Costa Rica regardless if you are vaccinated or not.  Check out our recent blog post on why travel insurance is important and gives additional reasons you should insure your trip to Costa Rica.  Travel insurance is meant to protect your investment in your trip and also helps protect you while traveling.

PLEASE NOTE: Guidelines may have changed since this was published. Before traveling, you should always check your destination's COVID-19 situation and travel requirements. Countries may have their own entry and exit requirements. Additionally, always check for travel advisories in the area to which you are traveling. Refer to https://www.cdc.gov/ and https://travel.state.gov/content/travel.html for up-to-date information and guidelines.


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 2 Aug 2021

Tailgate Protection

Tailgate Protection

Make Sure You Protect Your Event Experience with Tailgate Protection

It’s getting closer to that time of the year again, where you and your friends and family members come together and get ready for the big game. That’s right, college football and professional football are just days away from starting.  Whether you are a die-hard fan or just a casual fan, we can all agree one of the best parts of the game day experience is the tailgate party!  With the COVID-19 pandemic upending our daily lives in 2020, it’s time to celebrate and enjoy things now that we know concerts and sporting events are coming back in a big way this year!

What is exactly a Tailgate Party?

If you are not familiar with what a tailgate party is, let us explain it.  Merriam-Webster defines it as a social gathering in which food and drinks are served at or near the back end of a parked vehicle that usually occurs in a parking lot before or after a public event (such as a football game or concert).  Some tailgate parties are known to get much more elaborate than just food and drink by a parked vehicle. Some tailgate parties have tents, tables, chairs, a professional cook, a bar with a bartender, and a D.J.  These parties can occur in offsite locations within walking distance to the event, in the stadium’s parking lot.

Why do you need Tailgate Protection?

All across the country, friends and families will gather together to celebrate at an event of their choosing.  For the first time, they don’t have to worry if something unforeseen happens and ruins their experience.  Trawick International’s Tailgate Protection will cover many of the prepaid non-refundable expenses of their tailgate party.

Our Tailgate Protection plan is designed to cover unforeseen events that could occur before or during your tailgating experiences.  Such as sickness or injuries, an accident on the way to the event, your flight is canceled on the way to your tailgate, the event you are attending is delayed due to weather and rescheduled to a date when you are not scheduled to be at the location. 

What does Tailgate Protection cover?

Here are the eligible prepaid expenses Tailgate Protection may cover are:

  • Event tickets

  • Your airfare if you flew to the tailgate

  • Car rental if you rented a car for the tailgate

  • Cost of your lodging

  • The prepaid catering for the tailgate

  • Medical expenses if you become sick or injured during your tailgate experience

  • Your rental for tent and chairs

Isn’t this great.  Most of your prepaid expenses for your tailgate party can be protected by our plan.  With what is going on globally, we all want to get together with our friends and family and experience a great get-together before that big game or concert.  Contact us today to insure your tailgate experience, so your biggest worry is what to wear to the event!


Founded in 1998, Trawick International is a full-service travel insurance provider specializing in protecting travelers of all types worldwide. We offer various travel insurance plans designed specifically by types of coverage, including comprehensive travel protection insurance, international travel medical insurance, visitor’s insurance, and international student insurance. Our company's mission is to deliver superior travel and medical insurance products that offer the best 24/7 emergency assistance services available. Contact us at 888-301-9289 or info@trawickinternational.com. 

By Administrator at 27 Jul 2021
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